{"id":17526,"date":"2010-11-09T15:21:22","date_gmt":"2010-11-09T19:21:22","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=17526"},"modified":"2010-11-09T15:21:22","modified_gmt":"2010-11-09T19:21:22","slug":"blue-sky-vs-discover-escape-vs-discover-miles","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/blue-sky-vs-discover-escape-vs-discover-miles\/","title":{"rendered":"Blue Sky Vs Discover Escape vs Discover Miles?"},"content":{"rendered":"<p><strong>Update<\/strong> &#8211; The cards from Discover analyzed here (Miles and Escape) are no longer offered by Discover.<\/p>\n<p>Here is a recent reader question.<\/p>\n<blockquote><p>I haven&#8217;t seen many or any comparison between these three cards.<\/p>\n<p>I currently have a Chase Freedom card through Visa but am looking to get a second card, probably one with a nice return. Here is how I assessed the three:<\/p>\n<p>(1) American Express Blue Sky: Like it because of the absence of an annual fee, the 1.33% return and the consumer protections offered by Amex.<\/p>\n<p>(2) Discover Escape: I also am really attracted to this card for it&#8217;s 2% reward (one of the best in the business) but am unsure about the $60 annual fee.<\/p>\n<p>(3) Discover Miles: I didn&#8217;t really consider the card until I factored in the $3,000 double miles bonus every year and the fact that it has no annual fee.<\/p>\n<p>Can you provide any other pros\/cons and recommendations based on these cards? Right now I am leaning towards Discover Escape but I wasn&#8217;t sure how much I would need to spend to really make the annual fee worth the investment.<\/p>\n<p>Seth<\/p><\/blockquote>\n<p><strong>Answer<\/strong> &#8211; Seth, I think you have clearly spelled out the pros and cons of each card. But let me summaries again.<\/p>\n<p><strong><a href=\"\/\/www.askmrcreditcard.com\/bluesky.html\">Blue Sky from American Express(R)<\/a><\/strong> &#8211; Here are the following pros and cons of the Blue Sky.<\/p>\n<ul>\n<li>No annual fee<\/li>\n<li>Rebate percentage equal to 1.33%<\/li>\n<li>Amex Benefits<\/li>\n<li>But it is an Amex and not accepted everywhere<\/li>\n<\/ul>\n<p><strong>Escape by Discover\u00ae Card<\/strong> &#8211; Here is what I like and dislike about this card.<\/p>\n<ul>\n<li>You can earn double miles<\/li>\n<li>You can earn extra miles by shopping online (through your account) at Discover&#8217;s partners&#8217; website<\/li>\n<li>You can redeem miles for gift cards<\/li>\n<li>But there is a $60 annual fee<\/li>\n<li>Discover is not well accepted internationally<\/li>\n<\/ul>\n<p><strong><a href=\"http:\/\/links.ncsreporting.com\/redirect.aspx?cr=105674&amp;of=1769&amp;af=120410&amp;ac=101&amp;uv=blueskyvsdiscover\" target=\"_blank\">Blue Sky(SM) Preferred from American Express<\/a>. This card allows you to earn double points for dining, hotel, and car rental purchases. You are also given a $100 allowance for airline baggages! The annual fee is $75. Once again, you can breakdown your spending and figure if this card is better than either the regular Blue Sky or the 2 Discover Cards.<\/strong><\/p>\n<p>The following is the equation I would use for the Blue Sky Preferred Version to determine if it is better than any of the other cards.<\/p>\n<p>(X minus Hotel + Dining + Car Rental) + (2*(Hotel Spending + Dining + Car Rental)) &#8211; (7500 = annual fee equivalent) + (10,000 = $100 baggage allowance).<\/p>\n<p>I hope this will help your decision. The most important factor is how much you spend on the card.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Update &#8211; The cards from Discover analyzed here (Miles and Escape) are no longer offered by Discover. Here is a recent reader question. I haven&#8217;t seen many or any comparison between these three cards. I currently have a Chase Freedom card through Visa but am looking to get a second card, probably one with a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Blue Sky Vs Discover Escape vs Discover Miles?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.askmrcreditcard.com\/news\/blue-sky-vs-discover-escape-vs-discover-miles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blue Sky Vs Discover Escape vs Discover Miles?\" \/>\n<meta property=\"og:description\" content=\"Update &#8211; The cards from Discover analyzed here (Miles and Escape) are no longer offered by Discover. 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