{"id":15328,"date":"2010-06-16T12:25:08","date_gmt":"2010-06-16T16:25:08","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=15328"},"modified":"2010-06-16T12:25:08","modified_gmt":"2010-06-16T16:25:08","slug":"upsells-from-pay-day-loans","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/upsells-from-pay-day-loans\/","title":{"rendered":"Upsells From Pay Day Loans"},"content":{"rendered":"<p>This was a recent email from Rose (a reader) &#8211; which I got permission to publish.<\/p>\n<blockquote><p>I recently applied for a payday loan online from &#8220;East Side lenders&#8221; part of the deal was a credit card from USA Credit, I meant to call and cancel that offer 3 days in advance but forgot. Subsequently my bank account was charged $149.95. when I called to cancel I was confronted by a very rude representative who almost read me the riot act for not wanting their online credit card! She was annoying obnoxious and asked inappropriate questions about why I wanted to cancel! Finally I did get my confirmation nbr for cancellation and refund however they charge $35 to cancel&#8230; And say it will take a week for confirmation of payment they just took before you get your refund and then you get charged $35 to cancel!<br \/>\nWhat a ripoff!!<\/p><\/blockquote>\n<p>Comments like that really piss me off. But I guess the lesson here is to be aware of any &#8220;deals that are attached to another deal!&#8221;. These types of marketing arrangements are so common in many businesses. Many &#8220;small time&#8221; credit reporting companies sell their subscription with fine prints that you will be joining a membership as well unless you opt out. Read the fine prints before you sign up for anything and beware of deals that require you to give your email!<\/p>\n<p>Has anyone had a similar experience with Pay Day Loans?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This was a recent email from Rose (a reader) &#8211; which I got permission to publish. I recently applied for a payday loan online from &#8220;East Side lenders&#8221; part of the deal was a credit card from USA Credit, I meant to call and cancel that offer 3 days in advance but forgot. 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