{"id":14534,"date":"2010-05-20T08:00:15","date_gmt":"2010-05-20T12:00:15","guid":{"rendered":"\/\/www.askmrcreditcard.com\/news\/?p=14534"},"modified":"2010-05-20T08:00:15","modified_gmt":"2010-05-20T12:00:15","slug":"capital-one-progress-credit-card-uk","status":"publish","type":"post","link":"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/","title":{"rendered":"Capital One Progress Credit Card UK"},"content":{"rendered":"<p><strong>Summary:<\/strong> The Capital One Progress credit card seems standard and does not offer any special introductory rates on the APR, but it does have a very different incentive for using your credit wisely.<\/p>\n<p><strong>Capital One Progress:<\/strong> The Progress card has what is called a \u201cshrinking\u201d APR. When a cardholder makes their payments on time and stays within the credit limit, they qualify for a decrease in the APR until the 22<sup>nd<\/sup> statement. Here\u2019s how it works:<\/p>\n<p>After 4 months of card membership, if you have followed the guidelines of the credit card (ie making payments on time and not exceeding your credit limit) your balance transfer and purchase rates will be reduced by 5%. The initial rate of 34.9% (variable) becomes 29.9%.<\/p>\n<p>Each 6 months after, the rate is reduced by another 5% and will be reviewed until the 22<sup>nd<\/sup> monthly statement until the rate is at the lowest that can be reduced which is 19.9% p.a. variable. After your 22<sup>nd<\/sup> monthly statement, your rate will continue at the rate it is at. If you do miss a payment or go over your limit, your rate will not increase and you may still qualify for the next reduction until your 22<sup>nd<\/sup> statement.<\/p>\n<p><strong>Features and Benefits:<\/strong> The Capital One Progress card includes the benefits that are available to Capital One cardholders. These benefits include the following:<\/p>\n<ul>\n<li>A credit limit of up to \u00a32,500 and no annual fee.<\/li>\n<li>Protection benefits relating to financial and personal security which include free identity theft protection.<\/li>\n<li>Add\u00a0 up to 3 family members or close friends as additional cardholders to your account.<\/li>\n<li>Online account access.<\/li>\n<li>Free Purchase Protection Insurance that covers against loss, damage or theft for 100 days after purchase.<\/li>\n<li>Free Equifax credit reports.<\/li>\n<\/ul>\n<p><strong>Conclusion:<\/strong> This credit card is designed for those with a \u201cgood\u201d credit history and if you have had CCJs or defaults in the last 12 months or have never had credit in the UK before, you will probably not qualify for the Capital One Progress credit card. The features and benefits of the card are standard and if you can qualify for a credit card with a lower APR or one with 0% on balance transfers and purchases, this is not the card for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Summary: The Capital One Progress credit card seems standard and does not offer any special introductory rates on the APR, but it does have a very different incentive for using your credit wisely. Capital One Progress: The Progress card has what is called a \u201cshrinking\u201d APR. When a cardholder makes their payments on time and [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[101],"tags":[126],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.10 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Capital One Progress Credit Card UK<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Capital One Progress Credit Card UK\" \/>\n<meta property=\"og:description\" content=\"Summary: The Capital One Progress credit card seems standard and does not offer any special introductory rates on the APR, but it does have a very different incentive for using your credit wisely. Capital One Progress: The Progress card has what is called a \u201cshrinking\u201d APR. When a cardholder makes their payments on time and [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/\" \/>\n<meta property=\"og:site_name\" content=\"Ask Mr Credit Card Blog\" \/>\n<meta property=\"article:published_time\" content=\"2010-05-20T12:00:15+00:00\" \/>\n<meta name=\"author\" content=\"Mr Credit Card\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mr Credit Card\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/\",\"name\":\"Capital One Progress Credit Card UK\",\"isPartOf\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#website\"},\"datePublished\":\"2010-05-20T12:00:15+00:00\",\"dateModified\":\"2010-05-20T12:00:15+00:00\",\"author\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/f0d715f15779af1b2f6d37b11edfa286\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.askmrcreditcard.com\/news\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Capital One Progress Credit Card UK\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#website\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/\",\"name\":\"Ask Mr Credit Card Blog\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.askmrcreditcard.com\/news\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.askmrcreditcard.com\/news\/#\/schema\/person\/f0d715f15779af1b2f6d37b11edfa286\",\"name\":\"Mr Credit Card\",\"url\":\"https:\/\/www.askmrcreditcard.com\/news\/author\/christina\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Capital One Progress Credit Card UK","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.askmrcreditcard.com\/news\/capital-one-progress-credit-card-uk\/","og_locale":"en_US","og_type":"article","og_title":"Capital One Progress Credit Card UK","og_description":"Summary: The Capital One Progress credit card seems standard and does not offer any special introductory rates on the APR, but it does have a very different incentive for using your credit wisely. Capital One Progress: The Progress card has what is called a \u201cshrinking\u201d APR. 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