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</html><description>The CARD act becomes effective next Monday!&#xA0;&#xA0;&#xA0; When I started writing for AskMrCreditCard a year and a half ago, George W. Bush was the President, and it was unknown if newcomer Barack Obama would be able to hold off the established candidate John McCain in the upcoming election.&#xA0;&#xA0;&#xA0; Increased credit card regulations had been proposed, [&hellip;]</description></oembed>
