We do not offering Vast Platinum on our site because they do not report to any credit bureaus. Here are three other no hard inquiry cards that report to credit bureaus.
Boost Platinum


Boost Platinum is from Horizon Card Services and is very similar to Vast Platinum.
- $0 Monthly Fee vs $19.95 for Vast Platinum
- $750 credit limit vs $500 for Vast Platinum
- No credit, income or employment checks
Sezzle

Sezzle is a Buy Now Pay Later app and is a great alternative to Vast Platinum because:
- Sezzle reports to all three major credit bureaus whereas Vast Platinum does not
- Sezzle has no fees whereas Vast Platinum charges quite a hefty monthly fee
- Sezzle has over 48,000 merchant partners including Amazon and Target whereas Vast Platinum has limited unbranded products at their proprietary online store www.myuniqueoutlet.com
- Like Vast Platinum, Sezzle has no credit checks
- Like Vast Platinum, you pay 0% APR for your Pay-in-4 installment option
Read our review of Sezzle here.
Arro Card


Arro is an unsecured Mastercard that does not perform any hard inquiry. It is a much better card than Vast Platinum.
- Arro is a Mastercard and can be used any Mastercard is accepted unlike Vast Platinum, which can only be used at wwwmyuniqueoutlet.com
- Arro reports to all three major credit bureau whereas Vast Platinum does not report to any credit bureau.
- Arro has lower fees than Vast Platinum. Arro charges $1/month during the first year, then $3/month thereafter
- Arro has no hard inquiry and like Vast Platinum, does not rely on FICO scores to approve you.
- Arro requires you to have monthly income of $1,800, at least $50 positive bank balance and also to link your bank account to them via PLAID