Horizon Card Services is no longer marketing the Horizon Gold. It has been replace by the following cards with identical features but with no monthly fee and higher starting limits.
Boost Platinum
Apply Here 
Horizon Gold's replacement is the Boost Platinum and is actually better in the following ways:
- No Monthly fee vs $24.95/month for Horizon Gold
- $750 credit limit vs $500 for Horizon Gold
Sezzle
Sezzle is a Buy Now Pay Later app and Virtual Visa Card that is better than Horizon Gold because:
- Sezzle reports to all three major credit bureaus and helps you rebuild your credit while Horizon Gold no longer reports to any credit bureaus
- Sezzle is free to use whereas Horizon Gold charges a high monthly fee
- Sezzle allows you to shop at regular stores like Amazon.com, Nike.com, Walmart.com and online stores whereas with Horizon Gold, you can only shop at their proprietary store www.myhorizonoutlet.com
- Sezzle charges 0% APR for Pay in 4 payments
- Sezzle has a virtual Visa where you can pay over time from 3 months to 48 months
- Sezzle, like Horizon Gold has no hard inquiry
Arro Card
Apply Here
Arro is an unsecured Mastercard that does not perform any hard inquiry because it does not rely on FICO scores to approve you. Instead they rely on your monthly income. You need to have a monthly income of at least $1,800 to be approved (you would need to link your bank account to Arro via PLAID for them to verify this). This is a much better card than Horizon Gold Card because:
- It is a Mastercard that is accepted almost everywhere. In contrast, Horizon Gold is only accepted at www.thehorizonoulet.com
- It has a monthly fee of $3/month. In contrast Horizon Gold has a monthly fee of $24.95
- Horizon Gold has limited and crappy products at their online store whereas you can shop anywhere with Arro
- Both Arro and Horizon Gold does not perform any hard inquiries
- Arro Mastercard reports to all three major credit bureaus whereas Horizon Gold does not