We are not offering the Focus Gold Card. Here are some better alternatives.
Boost Platinum
Apply Here 
Boost Platinum has almost identical terms except that the starting credit limit is $750 compared to $500 for Focus.
Sezzle
Sezzle is a Buy Now Pay Later app and is a great alternative to Boost Platinum because:
- Sezzle reports to all three major credit bureaus whereas Boost Platinum does not
- Sezzle has no fees whereas Boost Platinum charges quite a hefty monthly fee
- Sezzle has over 48,000 merchant partners including Amazon and Target whereas Boost Platinum has limited unbranded products at their proprietary online store www.myuniqueoutlet.com
- Like Boost Platinum, Sezzle has no credit checks
- Like Boost Platinum, you pay 0% APR for your Pay-in-4 installment option
Read our review of Sezzle here.
Arro Card
Apply Here
Arro is a very rare unsecured Mastercard that does not rely on FICO scores to approve you. Instead you need to have a monthly income of $1,800 and link your bank account to Arro via PLAID to enable them to verify your cash flow and approve you based on that. The fees are very low at only $3/month. It is a Mastercard that you can use anywhere and it is unsecured.