Extra Card

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The Extra Debit Card is one of the rare debit cards that builds or rebuilds your credit because it reports to both Equifax and Experian. It has a $20/month fee and all you have to do is to link the debit card to your bank account via PLAID. The credit limit is based on how much you have in your bank account. Because it is a Mastercard, you can use it anywhere Mastercard is accepted. Using a debit card to rebuild your credit prevents any payment problem that can cause a credit card issuer to consider it a late payment and bring down your score.

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