Due to the Corona Virus Pandemic, Fingerhut has temporarily stopped accepting applications for their credit account. We suggest the following alternatives instead.
Net First Platinum
Apply Here 
Net First Platinum is a "buy now pay later" catalog card that reports to Equifax. There is NO CREDIT CHECK and all you need is a debit card. Starting limit is $500.
Freedom Gold Card
Apply Here
Freedom Gold Card is another catalog card which will give you a starting limit of $500. There is no credit check and all yo need is a debit card.
First Premier Lending
Apply Here
If you need a short term loan, First Premier Lending will connect you to many lenders. Approvals are same day when you apply and you could get cash the next day.