Since Covid-19, Credit One has tightened their approval standards. So we are offering a couple of alternatives as well in case you do not meet their requirements.

We are offering Credit One through our partner site Thanks for supporting

Credit One Bank® Unsecured Visa® with Free Credit Score Tracking

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Upgrade Cash Rewards Visa®

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If you score is at least 640, then you might want to consider this unique card which gives you both a personal line of credit as well as a normal credit line.

Requirements You Have to Meet

  • Minimum Credit Score of 640
  • No delinquencies during last 3 months
  • No late payments during last 2 months
  • Not more than 2 hard inquiries during last 6 months
  • At least 3 years of credit history
  • Minimum income of $50,000

Net First Platinum

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If you keep getting denied for cards, the Net First Platinum is a good "buy now pay later" catalog that can help you rebuild. It reports to Equifax.

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