We are not offering Buy On Trust at the moment. Here is a great credit building alternative instead.
Sezzle
Sezzle is a Buy Now Pay Later app that can be used at Best Buy in-store or online. We recommend it because it reports to all three major credit bureaus and allows you to pay over time with no interest (ie 0% APR). You can Pay-in-4, Pay-in-2 or pay monthly over 3-48 months. Sezzle does not rely on FICO scores to approve you.
PerPay
Perpay is a great alternative to Buy On Trust because:
- With Perpay, you can buy not just electronics but other regular branded products like Nike, Apple and Kitchen Aid
- The APR is 0% for Perpay
- Like Buy On Trust, Perpay does not rely on FICO scores for approval
- Like Buy On Trust, you need 3 consecutive months of income to get approved
- Perpay also reports to all three major credit bureaus
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