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Review of Wired Plastic Visa

The Wired Plastic Visa was last reviewed on 28th January 2009.

wired plastics visa card
Summary - The Wired PlasticTM Prepaid Visa(r) card offers a free rewards program. You can earn 1 point for every $1 spent and redeem points for Prepaid Wireless Airtime, Music Downloads, and LD Calls. Let's find out more about the Wired PlasticTM Prepaid Visa® Card.

Let us look at the card in greater detail

Reward Points - You can earn one point for every dollar you spend on the card. These points can be redeemed for Prepaid Wireless Airtime, Music Downloads, and LD Calls.

Cost and Fees - There is a monthly fee of $3.95, which works out to $47.40 per year. This is reasonable and comparable to many checking account fees. There is also a very reasonable one-time activation fee of $9.95. Otherwise, there is no annual fee and no fee on domestic signature transactions.

You may add funds to your Card, called "value loading", at any time. You may add value or load your Card via direct deposit, bank ACH direct load, bank wire transfer, or through participating retail load partners. The minimum amount of each value load is $10.00. The maximum amount of cash value that can be added to your Card Account is $2,500.00 per day. The maximum cumulative amount that may be withdrawn from an ATM or bank teller per day is $500.00. A daily spending limit of $2,500.00 per day is imposed on the Card.

Verdict - We recommend the Wired PlasticTM Prepaid Visa® Card to those to those who want the convenience of a check/debit card and credit card, but do not want to open a checking account and who want a prepaid card to maintain spending discipline. This card offers free bill pay service, free credit builder with overdraft protection, and free direct deposit unlike many prepaid cards which simply charge for these items.

Positives

  • Free Rewards Program
  • Reasonable one-time fee
  • No annual fee*
  • Reasonable monthly fee
  • Free Bill Pay Service
  • Free Credit Builder with Overdraft Protection
  • Free mobile and email alerts
  • Free Direct Deposits
  • No Bounced Check, NSF, or Overdraft Charges


  • Wired Plastic Prepaid Visa
    Reward Program
    Point Formula Earn 1 Wired Point for every dollar spent
    Benefits
    Free Rewards Program, Free Bill Pay Service Online or Over the Phone, Free Credit Builder with Overdraft Protection
    Cost/Fees
    Annual Fee None
    Monthly Maintanence Fee $3.95
    One-time Processing Fee $9.95
    Transaction Fee (Point of Sale) No Domestic Signature Transaction Fee
    ATM Withdrwal Fee $1.95 each
    Daily Spending Limit $2,500
    Direct Deposit Fee FREE


    Apply for the Wired PlasticTM Prepaid Visa® Card.










     
     
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    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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    *See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. *See the online application for details.