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Wyndham Rewards MasterCard(SM) Credit Card Review
Card issued by FIA Card Services, N.A.
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The Wyndham Rewards MasterCard(SM) Credit Card was last reviewed on 17th July 2008
Summary - The Wyndham Rewarsds MasterCard(SM) Credit Card is designed for frequent guest members of the Wyndham rewards program. It is the largest hotel frequent guest program with over nine participating hotel chains. Find out more about this card.
Reward Formula - The Wyndham Rewards MasterCard(SM) Credit Card allows you to earn 13 points for every dollar you spend at participating hotel chains. They include AmeriHost Inn, Baymont Inns and Suites, DaysInn, Howard Johnson, Knights Inn, Ramada Worldwide, Super 8 Motel, Travelodge and Wingate Inn. Out of the 13 points, the 10 points are earned as long as you are a TripRewards member. The additional 3 points come from using your card. You can earn 2 points for every dollar you spend on "other purchases".
Points can be redeemed for a wide variety of rewards from the Wyndham catalog.
Annual Fee and APR - There is no annual fee for this card. The APR is either prime rate plus 9.99% or 15.99%. New cardholders get introductory 0% APR on both purchase and balance transfers for 12 billing cycles. The average daily balance method is used to calculate monthly balances.
Verdict - The Wyndham is actually has a good reward program. Those who are frequent guest at Wyndham Hotels and members of their program should get the Wyndham Rewards MasterCard(SM) to earn faster points.
Positives
No annual feeGreat 0% APR dealGood reward program
| Wyndham Rewards Mastercard(SM) |
| Reward Benefits |
| Point per Dollar |
Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying Wyndham hotel stays |
| Cost/Fees/Interest rates |
| (APR) Purchase |
Intro Rate - 0% for 12 billing cycles. Goto rate is a variable risk based rate between Prime + 9.99 or P + 15.99% |
| (APR) Balance Transfer |
Intro Rate - 0% for 12 billing cycles. Goto rate is a variable risk based rate between Prime + 9.99% or P + 15.99% |
| (APR) Cash Advance APR |
19.99% |
| Annual Fees |
None |
| Finance Configuration |
Average Daily Balance (including new purchases) |
| Additional Cardholders |
$0 |
| Grace Period |
20 days (Min) |
| Late Payment fee |
Based on your balance on the late fee posting date - $15 if $100 or less; $29 if between $100.01 and $250; $39 if over $250. |
| Over-the-credit-limit fee |
Based on your balance as of the day the fee is assessed - $15 if $500 or less; $29 if between $500.01 and $1000; $39 if over $1000. |
| Cash Advance fee |
3% min $10.00 |
| Balance Transfer Fee |
3% (min $10) |
Apply for the Wyndham Rewards MasterCard(SM)
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