| State Farm Bank Good Neighbor Visa |
| Credit Limits |
Up to $25,000 |
| Travel and Insurance Benefits |
| $250,000 Automatic Travel Accident Insurance, Free auto rental insurance |
| Other Benefits |
Online Account Access Zero liability on unauthorized purchases Warranty Manager |
| Cost/Fees/Interest rates |
| Introductory rate |
0% for 9 billing cycles (balance transfer) |
| Annual Fee |
No annual fee |
| Purchase APR |
Prime Rate plus 3.99%, 5.99%, 7.99% or 10.99% |
| Balance Transfer APR |
Prime Rate plus 3.99%, 5.99%, 7.99% or 10.99% |
| Cash Advance APR |
Prime Rate plus 10.99%, (min is 15.99%) |
| Penalty/Default Rate APR |
Prime Rate plus 14.99% (min is 19.99%) |
| Min Finance Charge |
$0.50 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
No balance transfer fee |
| Cash Advance fee |
3% min $5.00 |
| Over-the-credit-limit fee |
$29.00 |
| Late Payment fee |
$29.00 |