NFL Extra Points^TM Visa® Review

Summary - The NFL Extra Points™ Platinum Plus® Visa® is designed for the NFL fan to earn reward points that can be exchanged for NFL tickets, merchandise and even VIP Pro Bowl Experience.

Reward Formula - The NFL Extra Points Credit Card allows you to earn one point for every dollar you spend on the card. You can use these points to redeem for NFL items like tickets, merchandise and events. Reward points are valid for five years. New cardholders will get 10,000 bonus points after your first purchase or balance transfer.

0% Financing For Ticket Purchases - Cardholders can get 0% APR financing for six months when used to purchase NFL tickets over $500 in value. If you do not pay the full amount by the end of six months, you will be charged the usual interest rate.

20% Off NFL.com purchases - Using this card to purchase merchandise from nfl.com can also get you a very generous 20% discounts. Annual Fee and APR - The NFL Extra Points Visa has no annual fee.

Alternative to NFL credit card - Before you decide to jump on and apply for this card, it is worth nothing that there is another card that allows you to earn rebates (or discounts) at nfl.com.

The Discover® More(SM) Card allows you to earn 10% rebates at nflshop.com. Discover has a feature called shopdiscover.com, which has over 150 online merchant (including nflshop.com). It works this way. Normally, if you want to buy something from nflshop.com, you would go to nflshop.com. But if you are a Discover Card holder, you can login into your Discover account, and go to the nflshop.com site from there. Below are screenshots showing you the steps.



Once you go to the online merchant page, just scroll down and look for nflshop.com. You will find that if you shop at nflshop.com with your Discover Card, you will earn 10% rebates.



The next step is to click on the nflshop.com link, which will take you to the terms and conditions page. The only caveat is that gift certificates, shipping and taxes are not valid for the 10% cash rebates.



Once you click on the "start shopping" button, you will be taken to the nflshop.com site. By going through the site this way, your purchases with your Discover Card can be tracked.





Verdict - The NFL Extra Points™ Platinum Plus® Visa® Card will appeal to die hard nfl fans who would use it for merchandise at nfl.com. Folks who require 0% financing for nfl tickets will find this very appealing as well (though my opinion is that if you need to finance a nfl ticket purchase, you have no business buying it/them!). If you do intend to get this card for ticket purchases, one thing to bear in mind is how difficult it is to get good seats for your teams home games. Feedback from folks who have this card is that for certain teams (depending on how hot the team is for the season), it may be almost impossible to get seats through the credit card or on nfl.com. That being the case, you would be left with using this card for nfl.com merchandise purchases. If that is the case, you might be better off getting a card like the Discover® More(SM) Card instead as you can earn 10% rebates from shopping at nlfshop.com. But furthermore, you can earn rebates shopping elsewhere as well (including the mlb.com, nascarstore.com and nbastore.com). Yes, it is not 20% discounts, but it might be a better choice for some folks.

Positives

• No annual fee
• 0% APR for both cash advance and balance transfers for twelve billing cycles
• Low interest rates