| Reward Formula |
Earn one point for every dollar spent on the card |
Customer communications are send in Spanish and English
Total Security Protection
Various Internet account related services
Auto rental insurance
Various travel and emergency assistance services
Free Year-End Summary Statement
Lost luggage recovery
No liability for unauthorized Internet transactions
Discounts on auto rentals
Optional Mini Card
See website for additional benefits
Optional Purchase Guard
|
| (APR) Purchase |
Goto rate is 9.99% for Platinum Plus Accounts or 15.99% for Preferred Accounts |
| (APR) Balance Transfer APR |
Intro Rate - 0% for twelve billing cycles. Goto rate is 9.99% for Platinum Plus Accounts or 15.99% for Preferred Accounts |
| (APR) Cash Advance |
Intro Rate - 0% for twelve billing cycles. Goto rate is 9.99% for Platinum Plus Account
15.99% for Preferred Accounts
|
| Finance Configuration |
Average Daily Balance (including new purchases) |
| Annual Fees |
None |
| Additional Cardholders |
$0 |
| Grace Period |
20 days (Min) |
| Late Payment fee |
Based on Account balance on the fee assessment date - $15 for balances less than or equal to $100, $29 for balances $100.01 to $250, $39 for balances greater than $250. |
| Over-the-credit-limit fee |
Based on the highest Account balance during the Billing Cycle - $15 for balances less than or equal to $500, $29 for balances $500.01 to $1000, $39 for balances greater than $1000. |
| Cash Advance fee |
3% min $10.00 |
| Balance Transfer fee |
None when Balance Transfer is requested at time of application; thereafter, 3% of each advance (min. $10) |
