best card for bad credit

[janus76]

can some one please tell me what is the best card to get if you have bad credit and how to go about it i want to raise my credit and am now in a better financial position to do it but just unsure of how to do it the best way ty

[SageMother]

Quote:

Originally Posted by janus76 can some one please tell me what is the best card to get if you have bad credit and how to go about it i want to raise my credit and am now in a better financial position to do it but just unsure of how to do it the best way ty

I would check with Capital One, first. They have a wide range of cards so they might have something suitable. After that, I would look at something like Paypal if you do alot of online business. You can hold a balance in your Paypal account specifically for payments to the Paypal credit card. After that you just have to look around online. There are so many places advertising credit for the sub prime market that you are bound to find something that will work for a while, but get rid of it as soon as you can move to a better card.

[Jenna]

Quote:

Originally Posted by janus76 can some one please tell me what is the best card to get if you have bad credit and how to go about it i want to raise my credit and am now in a better financial position to do it but just unsure of how to do it the best way ty

Janus,

If you are rebuilding credit and need a credit card, (if you are sub prime) the best thing you can do is to get a secured credit card. They have lower interest rates, far better terms, and they will raise your credit score just as well as the high fee unsecured credit cards tht are out there.

Sagemother is right, Cap One does have a wide range of cards. You can also check out Orchard bank (HSBC Bank). I've worked with them in the past, and they have good customer service. Their application process automatically matches you with their best card - so you won't have to get secured card unless you really do need one.