07-07-2009, 07:23 PM
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closing paid off cc
have i totally messed up my credit that i am trying to build back up by closing my visa account i've had for 15 yrs? the cc company royally ticked me off and i hastily closed it. i do have another major cc (discover) that i've had for 10 yrs and i'm keeping it open. it is paid off as well. just wondering how much my credit score may drop because of my angry decision...
    
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08-01-2009, 01:19 AM
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closing cc
mr credticard can refute this, but from what i learned researching this varies by your other debt-income ratio and other factors. you can give it some time and run your credti report. perhaps consider opening another credit card to increase your available credit ratio.
Last edited by egami22; 08-01-2009 at 01:28 AM.
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