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Old 01-13-2008, 06:30 AM
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So I have an Imagine card and have never missed a payment and I am not liking this 150 dollar annual fee, if I pay this card off by the end of this year and cancel the card, will it affect my credit score because I closed it? Please help
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Old 01-29-2008, 02:28 AM
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The length of history of your card and the amount of credit limit you have will affect your credit score. Having said that, if you can get a card with no annual fee and your credit limit is not high on the imagine, then I think it is ok to close the card.
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