Debt Management Plan

[dolfan]

I tried to get the interest rate lowered on one of my credit cards today and got rejected by a supervisor. It's a visa with 17.99 APR. I am considering signing up for a Debt Management Plan with a local company here in Tucson AZ. Total fees for the plan would be $3507 if I pay them at the time I sign up. I have a total of $64000 of credit card debt between my wife and I. DMP company tells me it would take me 34 years to pay off my debt paying the minimum each month. They say it will take me 4 years to be out of debt if I do the plan with them. Anyone have any advise? This is my first post here.