Well this really depends on the amount of business you are doing, the type of business and the type of customers you have. I have Paypal and am loathe to use their credit card when I can use the debit card to avoid going into the red with my business dealings. If I decide to expand and get help through the SBA or a bank, I want to have the history of NOT going into debt lightly but still having the Paypal for proof of cash flow.
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