Hi gsilverm,
The times are changing! In the not-so-distant past, all you had to say was "I have excellent credit" and doors were opened for you! Now, lenders are more stingy about lending their money because they are so weighed down with defaulted debt. They may want to validate your income, see copies of W2s, see bank statements, etc. Credit card companies can take up to 30 days to get back to you about your approval, so I'd recommend you contact the credit card company directly to inquire about the status of your application.
Creditnet
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