I just received my Blue Cash Statement from American Express and my “calender year” for the card has just ended. I earned a total of $637.38 in cash rebates after spending $31,395.24 on the card this year. This works out to a rebate of 2.03% for my total spending on the Blue Cash for the year.

One of the first things I did after I got my statement was to go to the website and see precisely how much I spent on groceries and how much rebates I earned for specific categories which the Blue Cash paid 5% rebates. However, American Express does not offer such a breakdown. There is no way to find out precisely what rebates you earn when you make a particularly purchase at a specific store. You can go online to the American Express site and see the rebates you have earned every month and your annual rebates you have earned. But I think being able to show you how much you earned when you use your card at a particular store is important because I want to make sure I get my 5% rebates when I go to an ACME or Ginardi’s or to the gas station. I called customer service who then refered me to the online support department. But it appears that they do not have this feature yet.

Given that the rebate for the Citi Dividend Platinum Select Card has been reduced to 2% for “everyday purchase items” and the new Chase Freedom Card only awards 3% rebates for “everyday purchases”, I’ll be sticking to the Blue Cash for a while as my main cash rebate card. I do, however, have to find a way to quickly charge $6,500 so I can start earning 5% cash rebates on “everyday purchases”.

This entry was posted on Saturday, October 28th, 2006 at 3:52 pm and is filed under American Express Credit Cards, Cash Back Credit Cards, My Experience. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.