Comments on: Win One of 10 Flip Video Cameras!

By: t.zaino

t.zaino — Wed, 08 Dec 2010 23:41:40 +0000

sale shopping.
regifting.
2-for-1 happy hours.
getting a car lease that was cheaper than mass transit!
cooking instead of going out.
opening a high interest savings account online.
making my holiday cards.

By: Sarah

Sarah — Wed, 30 Dec 2009 20:27:32 +0000

I suspect being savy is truly in the eye of the beholder or perhaps the frequency you reach for your wallet. This Holiday season was one characterized by a sophisticated method of saving money, called going back to budgeting basics. The formula is quite simple but difficult to execute; don’t spend more money than you have allocated for discretionary spending. This is exactly what I did the Season-No credit card purchases, no interest on uppaid balances, and even a negotiation or two with the offer to pay cash-hey, you save the vendor the 2%-6% transaction fee charged by the credit card company. No this is not rocket science, and you don’t need an MBA from Harvard to “Get It.”

By: Doreen

Doreen — Thu, 24 Dec 2009 20:05:16 +0000

I love saving money if at all possible! My family knows that and I do what I can to save anywhere. I clip lots of coupons and match their sales with the coupons. Of course checking all ads before I go anywhere FIRST.

I love using my gift cards in conjunction with sales and my coupons. I get my gift cards from usually MyPoints, Swagbucks, Reward Port, etc. For magazines, I get them free at E-Rewards and I make great use out of them passing them on to family Members so they don’t have to pay for them! If shopping online, you can get online codes for certain stores. You just do a simple search for like ‘coupon codes for Target’ or ‘free shipping codes’. You can use rebates places like Mr. Rebates for Cash back.

Also, I send small donations off to a Ministry and I receive an item/items from them. I’ll put them up on E-bay and make a nice profit off of them!!

Finally, if I do happen to use my Credit Card for purchases, I earn money and they’ll mail a check to me.

Pretty nice ways to help save money!!

Thanks for this wonderful chance to win! I would LOVE a FLIP Camera and would totally do FLIPS for it!!!!

By: Jerry

Jerry — Thu, 24 Dec 2009 19:05:55 +0000

My fiancee and I do much of our shopping online with the help of camelcamelcamel to track prices of things we want to buy (but aren’t in a hurry to buy).

One of the other unique things which we do as a couple is we visit the library often. It seems that young people in their 20′s (our age) are all too reluctant to use the library, instead opting to buy books from bookstores and going out to the movie theater. That money quickly adds up and could be saved for other things.

By: Natalia Crockett

Natalia Crockett — Tue, 22 Dec 2009 13:52:28 +0000

I paid myself the difference between the sale price and regular price of Christmas gifts, and put in the interest bearing account.

Almost everything is on sale this season. For example, when I “saved” $20 on a purchase, I paid myself $20 and deposited into my IRA. That money will earn interest and I am sure I’ll appreciate having it later in life, whereas Christmas gifts provide short term appreciation.

I also used my CC for all purchases because it earns cash-back, which is like having an additional discount. I paid the card off every week which makes it feel like using a debit card.

By: sandra jensen

sandra jensen — Tue, 22 Dec 2009 05:21:28 +0000

There is a lot more going on in December than just Holiday shopping. I have tried to keep my shopping in check, but also kept my regular financial goals in mind, prepared for end of the year tax wrap up AND (I am sorry to say) I am planning for a possible layoff in the early Spring. If I only concentrate on gift shopping I would (and you would) miss alot of financial opportunities.

By: Elizabeth

Elizabeth — Tue, 22 Dec 2009 04:47:59 +0000

I only buy things online with substantial discounts and/or free shipping.

By: pat

pat — Mon, 21 Dec 2009 22:53:00 +0000

I try to look at the total price with any taxes and shipping included,rather than just the free shipping offers. Google shopping searches can help. Also, always do a google search for promotion codes before finalizing the order.

As a rule of thumb, light things are cheaper to ship, while heavy things can be shipped to the store at places like Sears and Wal Mart. I have saved hundreds by doing store pick up on heavy items, while saving sales tax by shipping lighter, more expensive things to my home.

By: GeorgeB

GeorgeB — Mon, 21 Dec 2009 21:09:28 +0000

Travel is a big part of our holiday plans every year. I took part in some of the frequent flyer promotions I read about here and on flyertalk. I did some last year was able to book some travel way in advance for this holiday season. We are saving over a thousand dollars as a family.

By: John

John — Mon, 21 Dec 2009 18:08:43 +0000

The best thing I did during the holiday season was to set some time aside and decide on an asset allocation strategy to automate investments into Index funds.
1) The money I save by investing in low cost Vanguard Index funds will help by compounding.
2) Since the investing is automated, dollar cost averaging will help me and I will avoid emotions during investing.
3) With the Asset allocation in place, I will rebalance annualy and thus buy low, sell high while keeping my investment tailored to my risk profile.
4) The benefit of automated investing also meant that I will “pay myself first” and stick to a budget every month instead of investing with what was left at the end of the month.