Comments on: Spending Money at the Laundry http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/ Latest Credit Card News, Reviews and Information Fri, 05 Dec 2008 15:57:43 +0000 http://wordpress.org/?v=2.6.5 By: 750 mL http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-31470 750 mL Fri, 24 Aug 2007 20:38:33 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-31470 There's an arbitrariness to your reasoning. Let's say you make $100,000/yr, which comes to roughly $50/hr if you have a normal eight-hour workday (which, if you're making six figures, you probably don't). Well you need to think of the rest of your day--the drive to work, using the restroom, your lunch break, and even going to the cleaners--as all means toward maintaining your job. Therefore, you make 100,000/year, but not necessarily $50/hr. You don't get paid for all the things you have to do to keep your job. If you are paying to have something done for you that you could do yourself and you aren't doing anything that has a revenue-basis, you aren't saving yourself any theoretical money. You're spending 50 bucks to do what your parents probably gave you a few nickles to do when you were a kid--your chores. There’s an arbitrariness to your reasoning. Let’s say you make $100,000/yr, which comes to roughly $50/hr if you have a normal eight-hour workday (which, if you’re making six figures, you probably don’t).

Well you need to think of the rest of your day–the drive to work, using the restroom, your lunch break, and even going to the cleaners–as all means toward maintaining your job. Therefore, you make 100,000/year, but not necessarily $50/hr. You don’t get paid for all the things you have to do to keep your job.

If you are paying to have something done for you that you could do yourself and you aren’t doing anything that has a revenue-basis, you aren’t saving yourself any theoretical money. You’re spending 50 bucks to do what your parents probably gave you a few nickles to do when you were a kid–your chores.

]]> By: Frugal Babe » A Frugal Festival http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28372 Frugal Babe » A Frugal Festival Tue, 31 Jul 2007 16:48:34 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28372 [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...] [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...]

]]> By: Frugal Babe » Festival of Frugality #85 http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28370 Frugal Babe » Festival of Frugality #85 Tue, 31 Jul 2007 16:42:36 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28370 [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...] [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...]

]]> By: Frugal Babe » The Festival of Frugality http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28366 Frugal Babe » The Festival of Frugality Tue, 31 Jul 2007 16:23:39 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28366 [...] Shannon has some good ideas.R.Pettinger describes 10 Painful but Effective ways to reduce Debt. posted at Mortgage Blog, saying, “10 Painful but highly effective ways to reduce debt. Is living with your parents worth saving rent money?”  I like the ideas here, although I would not call them painful.  Frugality only works long term if you enjoy it, and these are great tips that will lead to less money stress - no pain in that!Steve Faber presents - 3 Quick Money Saving Tips for Your Car posted at DebtBlog.Laura writes about Frugal Fridays: Do it at home! posted at OpinionMom.  We tend to have most of our “date nights” at home, and we love it.   MoneyNing presents Waste Miles Per Gallon of Gas posted at Money Ning, saying, “Watching for waste is better than many other gas saving methods.” I agree completely.  I ride my bike to my job at the library, and to the bank, post office, etc.  Great exercise and no gas used at all.Cade Krueger presents Facing Student Debt With A Home Business Opportunity posted at Write To Right.  I’m curious as to what business Cade was involved in during college.  Sounds like it worked out well though.K T Cat presents The Road to Financial Peace Gets Rocky posted at The Scratching Post. I think most people see getting out of debt as high priority, but tend to scale back their frugal ways once the debt is gone and the goal shifts to savings. Lazy Man and Money writes about his wife’s hair care expenses in  Women: What is your Hair Budget? posted at Lazy Man and Money.  I’m a low-maintenance girl, I’ve never done anything to my hair except wash it and get it cut (plus a few curling irons and cans of Aqua Net in the early 90s).  I go to Cost Cutters or Fantastic Sams - wherever I have a coupon - and I would be too afraid of the chemicals in hair dye to use it (I’ve never even highlighted my hair).  That said, I find it fascinating how much money people spend on their hair.  Lazy Man’s post has drawn lots of comments, and the amounts people spend are all over the board.Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too.Penny Nickel presents Money and Values: Watch some free outdoor movies this summer! posted at Money and Values.  The outdoor movies in our town are only about a mile away, and they have one every Wednesday night.  We’ve been meaning to go all summer, but haven’t made it there yet.  But we get all our movies from the library anyway, so they’re free.  I just think the outdoor movie would be fun.  Maybe this week…Silicon Valley Blogger presents Save Money When Buying Those Cool Electronics and Gadgets You Hanker For posted at The Digerati Life.  Lots of good tips from an insider.  Jonathan tells us about 3 Ways I Live Frugally Without Feeling Deprived posted at MyMoneyBlog.  Here at the FrugalBabe household, we do all three of these things.Dawn Miklich presents Money Saving Tips for Pet Owners posted at affurmation.com, saying, “This article offers tips for pet owners to save money” I like the thoughts for potential pet owners too.  Lots of good stuff here for anyone with a pet (or thinking of getting one).Tricia writes Frugal Ways We Beat the Heat Today posted at Blogging Away Debt, saying, “With some hot weather, it became like a game to try to beat the heat and save some money.” We’ve had some stinking hot weather here lately, although I try to keep reminding myself of the 6 weeks last winter when our street was under 4 inches of ice.  We keep our AC set to 76 or 77 degrees, and our electricity company has installed a switch on our AC that allows them to shut it off about 10 days every summer during peak usage (we never notice it, and we’ve been doing it for four summers now).   Shadox writes about pet health care expenses in Pets Can Be Expensive posted at Money and Such, saying, “Pets can be expensive. We recently found out our long time cat is diabetic. Think big bucks.” Ouch.  We do have pet insurance on our dog and cat, and hope we don’t have to use it for a long time (they’re three years old).   Shadox, I hope your kitty does well on the new diabetes treatment.Moorea presents What To Do If Your Car Is Vandalized posted at Queercents, saying, “To study up on what to do if this financial hardship befalls you, read on.”Ben presents Blockbuster vs Netflix: Why You Should Sign Up For Both posted at Money Smart Life, saying, “Enjoy free or cheap movies by playing Blockbuster and Netflix against one another!”  The Happy Rock presents Government Sometimes Save Us Money - Tire Pressure Monitors posted at The Happy Rock, saying, “Tire Pressure Monitors are law in the [...] [...] Shannon has some good ideas.R.Pettinger describes 10 Painful but Effective ways to reduce Debt. posted at Mortgage Blog, saying, “10 Painful but highly effective ways to reduce debt. Is living with your parents worth saving rent money?”  I like the ideas here, although I would not call them painful.  Frugality only works long term if you enjoy it, and these are great tips that will lead to less money stress - no pain in that!Steve Faber presents - 3 Quick Money Saving Tips for Your Car posted at DebtBlog.Laura writes about Frugal Fridays: Do it at home! posted at OpinionMom.  We tend to have most of our “date nights” at home, and we love it.   MoneyNing presents Waste Miles Per Gallon of Gas posted at Money Ning, saying, “Watching for waste is better than many other gas saving methods.” I agree completely.  I ride my bike to my job at the library, and to the bank, post office, etc.  Great exercise and no gas used at all.Cade Krueger presents Facing Student Debt With A Home Business Opportunity posted at Write To Right.  I’m curious as to what business Cade was involved in during college.  Sounds like it worked out well though.K T Cat presents The Road to Financial Peace Gets Rocky posted at The Scratching Post. I think most people see getting out of debt as high priority, but tend to scale back their frugal ways once the debt is gone and the goal shifts to savings. Lazy Man and Money writes about his wife’s hair care expenses in  Women: What is your Hair Budget? posted at Lazy Man and Money.  I’m a low-maintenance girl, I’ve never done anything to my hair except wash it and get it cut (plus a few curling irons and cans of Aqua Net in the early 90s).  I go to Cost Cutters or Fantastic Sams - wherever I have a coupon - and I would be too afraid of the chemicals in hair dye to use it (I’ve never even highlighted my hair).  That said, I find it fascinating how much money people spend on their hair.  Lazy Man’s post has drawn lots of comments, and the amounts people spend are all over the board.Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too.Penny Nickel presents Money and Values: Watch some free outdoor movies this summer! posted at Money and Values.  The outdoor movies in our town are only about a mile away, and they have one every Wednesday night.  We’ve been meaning to go all summer, but haven’t made it there yet.  But we get all our movies from the library anyway, so they’re free.  I just think the outdoor movie would be fun.  Maybe this week…Silicon Valley Blogger presents Save Money When Buying Those Cool Electronics and Gadgets You Hanker For posted at The Digerati Life.  Lots of good tips from an insider.  Jonathan tells us about 3 Ways I Live Frugally Without Feeling Deprived posted at MyMoneyBlog.  Here at the FrugalBabe household, we do all three of these things.Dawn Miklich presents Money Saving Tips for Pet Owners posted at affurmation.com, saying, “This article offers tips for pet owners to save money” I like the thoughts for potential pet owners too.  Lots of good stuff here for anyone with a pet (or thinking of getting one).Tricia writes Frugal Ways We Beat the Heat Today posted at Blogging Away Debt, saying, “With some hot weather, it became like a game to try to beat the heat and save some money.” We’ve had some stinking hot weather here lately, although I try to keep reminding myself of the 6 weeks last winter when our street was under 4 inches of ice.  We keep our AC set to 76 or 77 degrees, and our electricity company has installed a switch on our AC that allows them to shut it off about 10 days every summer during peak usage (we never notice it, and we’ve been doing it for four summers now).   Shadox writes about pet health care expenses in Pets Can Be Expensive posted at Money and Such, saying, “Pets can be expensive. We recently found out our long time cat is diabetic. Think big bucks.” Ouch.  We do have pet insurance on our dog and cat, and hope we don’t have to use it for a long time (they’re three years old).   Shadox, I hope your kitty does well on the new diabetes treatment.Moorea presents What To Do If Your Car Is Vandalized posted at Queercents, saying, “To study up on what to do if this financial hardship befalls you, read on.”Ben presents Blockbuster vs Netflix: Why You Should Sign Up For Both posted at Money Smart Life, saying, “Enjoy free or cheap movies by playing Blockbuster and Netflix against one another!”  The Happy Rock presents Government Sometimes Save Us Money - Tire Pressure Monitors posted at The Happy Rock, saying, “Tire Pressure Monitors are law in the [...]

]]> By: Frugal Babe » 85th Festival of Frugality http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28364 Frugal Babe » 85th Festival of Frugality Tue, 31 Jul 2007 16:07:00 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28364 [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...] [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...]

]]> By: Frugal Babe » Festival of Frugality http://www.askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28361 Frugal Babe » Festival of Frugality Tue, 31 Jul 2007 15:36:59 +0000 http://askmrcreditcard.com/creditcardblog/spending-money-at-the-laundry/#comment-28361 [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...] [...] Mr Credit Card presents Spending Money at the Laundry posted at Ask Mr Credit Card’s Blog.  Raises the question about what our time is worth.  I do all my own laundry, but I sort of enjoy it too. [...]

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