Comments on: Schwab Credit Card Review

By: heather

heather — Mon, 10 Jan 2011 17:46:07 +0000

You should check out the PenFed visa card instead of the amex blue. has 5% on gas 2% on groceries and 1% everything else. 2% foreign fee (not as good as schwab but better than 3%) and no tier system. So the article writer would be getting more cash back with this card than his amex.

By: Ed

Ed — Fri, 24 Sep 2010 03:32:56 +0000

I have most of my 401K and IRA in Schwab. Also I do have regular account with Schwab, though I don’t use it now (I created for IRA rollover). If I will open Schwab Credit Card, will I be able to pay my monthly bills from Comcast, Verizon etc, like I do it now using my existing Visa? Will I earn 2% also?
Is there possibility that over time, that 2% might be change to something less?
Thanks.

By: Jeep

Jeep — Thu, 12 Aug 2010 15:47:48 +0000

Schwab’s Invest First VISA Signature card is just as great as other posters have said. However, I shop at Costco and Sam’s Club quite a bit and neither of them take VISA. It’s a PIA, but I keep an AMEX card for Costco and a MasterCard for Sam’s. Each pays only one percent, but it beats nothing. I really wish these wholesale stores would start taking VISA.

By: Ken Allan

Ken Allan — Thu, 29 Apr 2010 22:41:19 +0000

I need to begin investing in a few companies i really like.I’m talking about small investments for now.

By: John Cach

John Cach — Tue, 27 Apr 2010 02:41:37 +0000

Please tell me how I can get a Charles Schwab Credit Card.

By: Bruce

Bruce — Sun, 25 Apr 2010 02:55:38 +0000

I juggle my Schwab VISA with the Discover More Card and my Discover Business Card. The Discover Business Card is THE best. 20% cash back on flowers, 5% on office supplies. 5% at Apple Store when I get my IPAD later this year assuming the right upgrades are made.

By: Seabiker

Seabiker — Tue, 06 Apr 2010 19:09:27 +0000

TOO LATE. This card is no longer available past March 31 and when I talked to customer service they said they were told there are no plans to ever offer it again.

By: Maree

Maree — Wed, 17 Mar 2010 14:32:27 +0000

this card sounds good IF YOU CAN GET THROUGH TO THE VISA CREDIT CARD NUMBER TO ASK QUESTIONS. I have tried THREE times only to hear “please hold please hold please hold.” then disconnect.The brokers at CS say it is an issue they have complained about but app no one does anything about it. The # that hangs up is 866-724-9220. Broker was going to put me through to customer service — and then i got disconnected AGAIN!. IS THIS THE TYPE OF SERVICE TO EXPECT ONCE YOU SIGN UP?

By: Josh

Josh — Sat, 13 Mar 2010 17:26:41 +0000

I am very frustrated to have been rejected for this card. Last time I checked, two years ago, my credit score was 736. Nothing has happened in the meantime that should have lowered it. Considering I am 29 and have $365k net worth, including $45,000 at a Schwab IRA that I’ve had for 11 years, I figured I’d get more consideration…

Maybe the problem is that I haven’t had a credit card in so long and have never taken out a loan. It’s ridiculous that you need to use a credit card to get a good credit rating, but…

By: Eric

Eric — Sat, 13 Mar 2010 15:16:14 +0000

I am very happy with my Schwab card. I had quite a few expenses in the past year, and I got more cash out of it than I did with my other card – the AMEX Costco. Although I don’t get automatic alerts, once I get my paper statement, I have always paid my bill from the Schwab bill pay service to FIA Card Service without any problem.