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	<title>Comments on: Reader Question: Can Someone Else&#8217;s Debt Affect Your Credit Score?</title>
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	<description>Latest Credit Card News, Reviews and Information</description>
	<pubDate>Fri, 05 Dec 2008 16:17:34 +0000</pubDate>
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		<title>By: Delphine Hyman</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/reader-question-can-someone-elses-debt-affect-your-credit-score/#comment-88649</link>
		<dc:creator>Delphine Hyman</dc:creator>
		<pubDate>Thu, 06 Nov 2008 02:45:20 +0000</pubDate>
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		<description>that has excellent credit</description>
		<content:encoded><![CDATA[<p>that has excellent credit</p>
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		<title>By: Delphine Hyman</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/reader-question-can-someone-elses-debt-affect-your-credit-score/#comment-88648</link>
		<dc:creator>Delphine Hyman</dc:creator>
		<pubDate>Thu, 06 Nov 2008 02:44:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=548#comment-88648</guid>
		<description>How long will it take for my credit score to go up if I piggyback off someone else account</description>
		<content:encoded><![CDATA[<p>How long will it take for my credit score to go up if I piggyback off someone else account</p>
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		<title>By: Carnival of Debt Reduction &#187; Blog Archive &#187; Not the Jet Set has posted this week&#8217;s Carnival!</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/reader-question-can-someone-elses-debt-affect-your-credit-score/#comment-76380</link>
		<dc:creator>Carnival of Debt Reduction &#187; Blog Archive &#187; Not the Jet Set has posted this week&#8217;s Carnival!</dc:creator>
		<pubDate>Tue, 15 Jul 2008 04:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=548#comment-76380</guid>
		<description>[...] Canadian Personal Finance Blog posts on the worst financial advice given Christian Money and Finances discusses what the Bible says about debt The Personal Financier talks about why budgeting should be a family activity In Debt Because I Like Nice Things discusses how to part with some of those nice things Mr Credit Card asks whether someone else&#8217;s debt can affect your credit score [...]</description>
		<content:encoded><![CDATA[<p>[...] Canadian Personal Finance Blog posts on the worst financial advice given Christian Money and Finances discusses what the Bible says about debt The Personal Financier talks about why budgeting should be a family activity In Debt Because I Like Nice Things discusses how to part with some of those nice things Mr Credit Card asks whether someone else&#8217;s debt can affect your credit score [...]</p>
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		<title>By: Jenna</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/reader-question-can-someone-elses-debt-affect-your-credit-score/#comment-76322</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Mon, 14 Jul 2008 13:24:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=548#comment-76322</guid>
		<description>Hey Jean,

We'll respond to your question on Friday 7/18. Check back with us!</description>
		<content:encoded><![CDATA[<p>Hey Jean,</p>
<p>We&#8217;ll respond to your question on Friday 7/18. Check back with us!</p>
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		<title>By: jean Gallagher</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/reader-question-can-someone-elses-debt-affect-your-credit-score/#comment-76057</link>
		<dc:creator>jean Gallagher</dc:creator>
		<pubDate>Fri, 11 Jul 2008 11:24:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=548#comment-76057</guid>
		<description>I recently had to take out a $15 k loan ($500 a month payments), for attorney fees and to get my daughter a car.  My air conditioner / condensor unit went out and I had to finance $6200 to get it replaced.  My husband and I both had surgery done so we are drowning in medical bills.  My mortgage is $1000 a month (this includes escrow).  Both our income combined is $2500.  I have a $2500 cc that is maxed out, a $3000 limit on a credit card that is cut up and thrown away (as instructed by Wells Fargo to do).  I just got another credit card in the mail from the company I bought my air conditioner / consdensor from because my credit is very good (according to them).  We are are living like spartans now because we can't make ends meet and this $7500 credit card looks pretty enticing as far as my doctor bills are concerned.

I am in debt but don't want to creat anymore....how do I take care of all out outstanding doctor bills with out having to use the $7500 credit card?  Should I transfer the balance of the $2500 credit card to the $7500; cut up the $2500 one but keep it active and then pay my past due bills on whats left of the $7500.00?  Help!!

Thank you
Jean Gallagher</description>
		<content:encoded><![CDATA[<p>I recently had to take out a $15 k loan ($500 a month payments), for attorney fees and to get my daughter a car.  My air conditioner / condensor unit went out and I had to finance $6200 to get it replaced.  My husband and I both had surgery done so we are drowning in medical bills.  My mortgage is $1000 a month (this includes escrow).  Both our income combined is $2500.  I have a $2500 cc that is maxed out, a $3000 limit on a credit card that is cut up and thrown away (as instructed by Wells Fargo to do).  I just got another credit card in the mail from the company I bought my air conditioner / consdensor from because my credit is very good (according to them).  We are are living like spartans now because we can&#8217;t make ends meet and this $7500 credit card looks pretty enticing as far as my doctor bills are concerned.</p>
<p>I am in debt but don&#8217;t want to creat anymore&#8230;.how do I take care of all out outstanding doctor bills with out having to use the $7500 credit card?  Should I transfer the balance of the $2500 credit card to the $7500; cut up the $2500 one but keep it active and then pay my past due bills on whats left of the $7500.00?  Help!!</p>
<p>Thank you<br />
Jean Gallagher</p>
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