Alright, time to spill the beans on my annual cash rebates with my American Express Blue Cash Credit Card. But before that, here is a quick background on my history with the Blue Cash.

I started using the Blue Cash in August 2005 and hence, this is my second year with the card. All I can say is that I have been more than happy with the customer service. On a couple of early occasions, I missed my payment and my late fee and additional finance charges were waived. A bit part of this had to do with my ten year record with the Amex Gold Card.

So here are the statistics : My annual cash rebate at the end of August 2007 was $401.51. For the calendar year, I charged $20,003.89. Hence, I earned 2% cash rebates. With the Blue Cash, I got my rebates through a statement credit - not a check unlike some other cards like the Citi Dividend Card for example. The only peeve I have with the Blue Cash is that I still cannot see the breakdown of my expenses for the items that I am supposed to earn 5% rebates - gas, supermarkets and drugstores.

This year, I charged less to the card than last year. The reason is because I upgrade my Gold Card to the Platinum Charge Card. So at present, I am absolutely not optimizing my expense to earn the most cash rebates. And because I am contantly looking to check out new cards, I probably will never earn the most rebates!

If you are looking for a cash back credit card, I have no hestitation recommending the Blue Cash® from American Express . But before you do so, you might just want to check out our Cash Back Credit Card Calculator to find the card that will give you the most rebates.

This entry was posted on Wednesday, September 26th, 2007 at 1:55 am and is filed under American Express Credit Cards, Cash Back Credit Cards. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.