By: Susan Short

Susan Short — Sat, 29 Jan 2011 02:36:34 +0000

Approximately 2 years ago, I started receiving checks in the mail in small quantities ($6.00, $8.00) with a notice they were rewarding me a % for using my credit card. At first I didn’t cash the checks actually tossed them into my glove compartment. One day when I was cleaning the card I had 3 of these checks and deposited them into my checking account. Wrong thing to do. I had 3 charges on my credit card from 3 different merchants who I knew I had not used my credit card. I called the 800 numbers by these charges and learned one was from “just for me” which I never heard of, another one was from a company telling me by signing the check I agreed to purchase Advantage Travel, which in turn was $99/year charge to my card. The 3rd one now escapes my memory but was of the same deal. When I spoke with these people I explained I didn’t know, etc. and like you have said, they try to give you the run around.
Consequently, even though I said to cancel all other transactions, these did not happen. It took my months and finally was told my credit card would be credited and they would credit me back from the time I originally called.
Needless to say, our lives get busy and I neglected to completely follow up on all three of these “scams” I know my credit card was credited but I couldn’t say if it was credited totally.
In November 2010 I received something from Trilegiant, which I never opened, thought it was just junk mail. I hadn’t thrown it away but tossed it into my junk mail box (which is actually a shoe box) for me to look at when I had the time.
I just opened that envelope today and dated 11-02-10 from Trilegiant through the JP Morgan Chase Bank NA in Syracuse New York was a check for $429.96 No explaination just the check. What peaked my suspicions was the return address on the envelope was from Trilegiant 400 Duke Drive Granklin, TN and the paper the check was attached to had an address of PO Box 42028 Nashville, TN and half way down the paper between the address and the check was a very long bar code without visible numbers.
Could you advise me as to what I should do about all of this?
Thanks,
Sue

By: Eric

Eric — Sat, 27 Feb 2010 07:14:48 +0000

Thanks for the update! This is a very interesting albeit ridiculous thing you’re dealing with. Let us know how it plays out. I hope the consumer wins!

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By: Susan Short

By: Eric