As she launched into a “credit cards are evil” diatribe, I had a realization like yours that, for some people, credit addiction really is like a disease.

So, just as it makes sense that a recovering alcoholic would be foolish to keep a basic bar in his home for guests (something I can do with no negative consequences), it is a great idea for these credit-addicted people to destroy their credit cards and always pay cash.

Of course it would be nice if they didn’t feel the need to evangelize and try to convert those of us who are effective and profitable credit card deadbeats. I’ve never had an alcoholic try to convince me I need to go to AA because I drink a half a dozen drinks a year!