Comments on: Joint or Seperate Credit Card Account? http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/ Latest Credit Card News, Reviews and Information Thu, 08 Jan 2009 12:31:04 +0000 http://wordpress.org/?v=2.7 hourly 1 By: silvio http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-37021 silvio Fri, 12 Oct 2007 17:18:28 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-37021 what credit cards are available for joint accounts ? what credit cards are available for joint accounts ?

]]> By: Credit Card Cash Back Rewards Enthusiast http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-14409 Credit Card Cash Back Rewards Enthusiast Sat, 12 May 2007 03:18:58 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-14409 I agree with Tim's comments and the article's sentiments. Separations/divorces are, sadly, very common and having a joint credit card at the outset of a separation/divorce can truly be a nightmare. One of the advantages to having a joint account not mentioned earlier is the simplified adminstration -- i.e. one bill to pay instead of two. If you auto-pay credit cards and other monthly bills out of a money market account (to maximize interest earnings), having 2 times the number of credit cards to pay will quickly cut into your 6 allowed money market withdrawal transactions per month. I agree with Tim’s comments and the article’s sentiments. Separations/divorces are, sadly, very common and having a joint credit card at the outset of a separation/divorce can truly be a nightmare.

One of the advantages to having a joint account not mentioned earlier is the simplified adminstration — i.e. one bill to pay instead of two. If you auto-pay credit cards and other monthly bills out of a money market account (to maximize interest earnings), having 2 times the number of credit cards to pay will quickly cut into your 6 allowed money market withdrawal transactions per month.

]]> By: Tim http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-2880 Tim Fri, 16 Mar 2007 17:42:51 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-2880 i don't see any reason to have a joint credit card account. You can have the same effect by putting your spouse as an authorized user rather than opening a joint account. We keep separate CC accounts, b/c of the credit ratings and history, too. We have two cards that have me as an authorized user and the other her as an authorized user. The benefit for us when separated, is to be able to use one card. We rotate credit card use between the account in her name and the one in my name until we get the rebate then switch. it makes it easier to manage one credit card account at a time, while still building credit histories for both of us. i don’t see any reason to have a joint credit card account. You can have the same effect by putting your spouse as an authorized user rather than opening a joint account. We keep separate CC accounts, b/c of the credit ratings and history, too. We have two cards that have me as an authorized user and the other her as an authorized user. The benefit for us when separated, is to be able to use one card. We rotate credit card use between the account in her name and the one in my name until we get the rebate then switch. it makes it easier to manage one credit card account at a time, while still building credit histories for both of us.

]]> By: Money Smart Life » Festival of Under 30 Finances - Money & Love Edition http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-2416 Money Smart Life » Festival of Under 30 Finances - Money & Love Edition Fri, 09 Mar 2007 14:09:10 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-2416 [...] Silicon Valley Blogger presents Are Mail-In Rebates Worth The Hassle? posted at The Digerati Life. Credit CardsSagar Satapathy presents Little Known Facts about Credit Cards posted at Credit Card Lowdown.Mr Credit Card presents Joint or Seperate Credit Card Account? posted at Ask Mr Credit Card’s Blog, saying, “Can’t really remember any worst money move I made because of or in spite of love” Real EstateAlex at The RE Forum presents Refuting “Facts” at RealtyTimes.com posted at The RE Forum, saying, “Real estate myth-busters, real estate news and trends for first-time home buyers and first-time home sellers, financial incentives”Super Saver presents Is It Time To Buy Real Estate? posted at My Wealth Builder. [...] [...] Silicon Valley Blogger presents Are Mail-In Rebates Worth The Hassle? posted at The Digerati Life. Credit CardsSagar Satapathy presents Little Known Facts about Credit Cards posted at Credit Card Lowdown.Mr Credit Card presents Joint or Seperate Credit Card Account? posted at Ask Mr Credit Card’s Blog, saying, “Can’t really remember any worst money move I made because of or in spite of love” Real EstateAlex at The RE Forum presents Refuting “Facts” at RealtyTimes.com posted at The RE Forum, saying, “Real estate myth-busters, real estate news and trends for first-time home buyers and first-time home sellers, financial incentives”Super Saver presents Is It Time To Buy Real Estate? posted at My Wealth Builder. [...]

]]> By: Credit Card Repair http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-2308 Credit Card Repair Wed, 07 Mar 2007 05:49:39 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-2308 [...] Original post by Mr Credit Card and software by Elliott Back [...] [...] Original post by Mr Credit Card and software by Elliott Back [...]

]]> By: Merchant Accounts » Joint or Seperate Credit Card Account? http://www.askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/comment-page-1/#comment-2296 Merchant Accounts » Joint or Seperate Credit Card Account? Wed, 07 Mar 2007 04:25:40 +0000 http://askmrcreditcard.com/creditcardblog/joint-or-seperate-credit-card-account/#comment-2296 [...] Original post by Mr Credit Card and powered by Img Fly [...] [...] Original post by Mr Credit Card and powered by Img Fly [...]

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