Introducing Jenna Banks
by JennaI would like to introduce our newest staff writer, Jenna Banks. We hired Jenna because she has actually been through all of the following things:
- Worked as a collections representative for a major credit card company.
- Had collection officers call her at home and at work
- Had a Judgement
- Had a wage garnishment
- Had out of control medical bills
- She’s been a victim of Identity Theft
- And at the end, she went through Bankruptcy.
Now, we realize that none of these things are positive! But what Jenna did next was very positive. She decided that she was finally going to learn to manage her finances and her medical bills and never, ever make the same mistakes that led to her bankruptcy again.
There is not much that can happen to you financially that Jenna has not experienced, and repaired in her own life. She has learned how to protect her self from identity theft, challenged items on her credit report, stopped her wage garnishment, and even crawled back from bankruptcy.
Jenna took her credit score from a dismal 540 to a slightly-less-dismal 670 in just over a year. She is well on track to being able to get loans at a decent interest rate within a year or two - despite the bankruptcy.
She is not an expert in good credit and rewards credit cards, but she can tell you which secured and unsecured credit cards are best for people who are repairing their credit, help you find out if bankruptcy is the right option for you, give you tips for negotiating with your creditors, and tell you the best way to manage your credit card accounts if you start to fall behind.
Everyone, please give a warm welcome to Jenna Banks! (And feel free to pick her brain if you have questions.)