Comments on: Identity Theft. It Can Happen….To Me.

By: ConnieB

ConnieB — Sun, 02 Nov 2008 18:35:17 +0000

Matt!

That is terrible! I am so glad you were able to get everything resolved. What an awful time to have it happen too. Very glad everything worked out ok in the end.

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By: Matt @ Steadfast Finances

Matt @ Steadfast Finances — Sun, 02 Nov 2008 06:40:21 +0000

I had someone steal my only debit card, and one credit card spending an approximate sum of $10k. Worst part, it was only 2 weeks after I purchased my first home. Talk about stress… missing your first mortgage payment because some wanker bought 50 tickets to Oz Fest.

My money was easily credited back to my accounts within 1-2 business days as it was the prototypical fraudulent case. Mainly because the charges were all internet related (ticketmaster, amazon, etc) but the event was rather eye opening to say the least.

By: ConnieB

ConnieB — Sun, 02 Nov 2008 01:08:23 +0000

Excellent advice FFB – thanks for your comment!

The point about having enough money in savings to get by is an excellent one. I mean, these guys could have really taken me for a ride. If they had, the money we had in savings would definitely have mattered. It takes time to dispute items with your bank.

Thanks for sharing your experience with us.

By: FFB

FFB — Sun, 02 Nov 2008 00:50:06 +0000

I once had a fraudulent charge ( a couple actually) on my checking account from what I believe was my debit card. Only places I used it was one purchase at a sporting goods store and for a re-curing gym membership. I was able to get the money back but not with out some sweat and pain. Back then I was living paycheck to paycheck and the $100 or so really hurt. So two lessons: Don’t use your check card as debit and make sure you have enough in savings to get by!