|by Mr Credit Card|
Summary: The UK HSBC Bank Credit Card has many of the best introductory offers on rates and benefits for a credit card that are available.
|Features and Benefits: New card members receive an introductory APR of 0% for 15 months on balance transfers made within 30 days of opening the account. There is a 2.9% balance transfer fee with a minimum of £5. In addition, cardholders receive 0% on purchases for the first 3 months as well and then a typical 16.9% APR (variable). There is no annual fee for this credit card.
The HSBC Bank Credit Card also offers the following benefits and features:
Criteria: You must have a current account with HSBC and pay more than £500 monthly into your account. You also need to have a salary of £8,500 or more. Student account holders do not need to pay a minimum amount or salary into the account.
Conclusion: This is a great credit card for those shopping for a balance transfer card. The 0% APR for 15 months on balance transfers is not included with most credit cards especially when offering a 0% APR for 3 months on everyday purchases as well. Another notable benefit it that there is no annual fee for having the card.