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	<title>Comments on: How to Reduce Credit Card Debt?</title>
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	<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/</link>
	<description>Latest Credit Card News, Reviews and Information</description>
	<pubDate>Thu, 28 Aug 2008 20:19:13 +0000</pubDate>
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		<title>By: William Blake</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-56653</link>
		<dc:creator>William Blake</dc:creator>
		<pubDate>Wed, 05 Mar 2008 23:30:23 +0000</pubDate>
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		<description>I agree with Nick's comment - it never hurts to call your credit card companies and ask for a better rate. The worst they'll say is no. If you really want to improve your chances of getting a better rate, do a little research first and find some other cards with lower rates. If you threaten to transfer your balance to a different card, your credit card company will probably be more interested in adjusting your rate. Less interest is still better than none, which is what they get if you transfer your balance to another card.</description>
		<content:encoded><![CDATA[<p>I agree with Nick&#8217;s comment - it never hurts to call your credit card companies and ask for a better rate. The worst they&#8217;ll say is no. If you really want to improve your chances of getting a better rate, do a little research first and find some other cards with lower rates. If you threaten to transfer your balance to a different card, your credit card company will probably be more interested in adjusting your rate. Less interest is still better than none, which is what they get if you transfer your balance to another card.</p>
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		<title>By: A Long Long Road &#187; 100 Resources To Improve Your Career, Relationships And Money</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42663</link>
		<dc:creator>A Long Long Road &#187; 100 Resources To Improve Your Career, Relationships And Money</dc:creator>
		<pubDate>Thu, 22 Nov 2007 15:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42663</guid>
		<description>[...] How to Reduce Credit Card Debt? - King of debts: credit card debt, and how to get out of it. [...]</description>
		<content:encoded><![CDATA[<p>[...] How to Reduce Credit Card Debt? - King of debts: credit card debt, and how to get out of it. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: A Long Long Road &#187; 100 Resources To Improve Your Career, Relationships And Money</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42664</link>
		<dc:creator>A Long Long Road &#187; 100 Resources To Improve Your Career, Relationships And Money</dc:creator>
		<pubDate>Thu, 22 Nov 2007 15:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42664</guid>
		<description>[...] How to Reduce Credit Card Debt? - King of debts: credit card debt, and how to get out of it. [...]</description>
		<content:encoded><![CDATA[<p>[...] How to Reduce Credit Card Debt? - King of debts: credit card debt, and how to get out of it. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Fifth Carnival of College and Finance &#124; College and Finance</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42203</link>
		<dc:creator>Fifth Carnival of College and Finance &#124; College and Finance</dc:creator>
		<pubDate>Mon, 19 Nov 2007 02:07:17 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-42203</guid>
		<description>[...] Mr Credit Card presents How to Reduce Credit Card Debt? posted at Ask Mr Credit Card&#8217;s Blog. [...]</description>
		<content:encoded><![CDATA[<p>[...] Mr Credit Card presents How to Reduce Credit Card Debt? posted at Ask Mr Credit Card&#8217;s Blog. [...]</p>
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		<title>By: How to Solve Your Money Worries</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41894</link>
		<dc:creator>How to Solve Your Money Worries</dc:creator>
		<pubDate>Fri, 16 Nov 2007 20:02:29 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41894</guid>
		<description>[...] Mr Credit Card presents How to Reduce Credit Card Debt? posted at Ask Mr Credit Card&#8217;s Blog. [...]</description>
		<content:encoded><![CDATA[<p>[...] Mr Credit Card presents How to Reduce Credit Card Debt? posted at Ask Mr Credit Card&#8217;s Blog. [...]</p>
]]></content:encoded>
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		<title>By: 113th Carnival of Debt Reduction &#8212; Broke Grad Student</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41489</link>
		<dc:creator>113th Carnival of Debt Reduction &#8212; Broke Grad Student</dc:creator>
		<pubDate>Tue, 13 Nov 2007 20:11:08 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41489</guid>
		<description>[...] Ask Mr. Credit Card explains How to Reduce Credit Card Debt. [...]</description>
		<content:encoded><![CDATA[<p>[...] Ask Mr. Credit Card explains How to Reduce Credit Card Debt. [...]</p>
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		<title>By: 113th Carnival of Debt Reduction - Questions / Answers</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41458</link>
		<dc:creator>113th Carnival of Debt Reduction - Questions / Answers</dc:creator>
		<pubDate>Tue, 13 Nov 2007 12:18:20 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-41458</guid>
		<description>[...] 15.  Are you trying to payoff your credit cards?  Ask Mr. Credit Card has suggestions and a cool &#8220;how to&#8221;. [...]</description>
		<content:encoded><![CDATA[<p>[...] 15.  Are you trying to payoff your credit cards?  Ask Mr. Credit Card has suggestions and a cool &#8220;how to&#8221;. [...]</p>
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		<title>By: Nick</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-39728</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Sun, 04 Nov 2007 00:17:54 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-39728</guid>
		<description>I would also suggest that this individual call their credit card companies and request a lower interest rate. Sometimes, all you have to do is ask and you can end up paying much less interest.</description>
		<content:encoded><![CDATA[<p>I would also suggest that this individual call their credit card companies and request a lower interest rate. Sometimes, all you have to do is ask and you can end up paying much less interest.</p>
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		<title>By: barry broome</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-39692</link>
		<dc:creator>barry broome</dc:creator>
		<pubDate>Sat, 03 Nov 2007 15:02:52 +0000</pubDate>
		<guid isPermaLink="false">http://askmrcreditcard.com/creditcardblog/how-to-reduce-credit-card-debt/#comment-39692</guid>
		<description>Nice article!  That's good advice.  I think too many people just simply don't have a budget and don't track their spending.  Unfortunately we have a culture that lacks fiscal discipline and responsibility.  Buy now and pay later - that mindset has to be stopped!!</description>
		<content:encoded><![CDATA[<p>Nice article!  That&#8217;s good advice.  I think too many people just simply don&#8217;t have a budget and don&#8217;t track their spending.  Unfortunately we have a culture that lacks fiscal discipline and responsibility.  Buy now and pay later - that mindset has to be stopped!!</p>
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