Comments on: How to Dispute An Item On Your Credit Report http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/ Latest Credit Card News, Reviews and Information Sat, 20 Mar 2010 12:58:05 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: A.. http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-121042 A.. Mon, 14 Dec 2009 03:41:26 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-121042 If collection agencies have 30 days to verify negative information on a credit report which subsequently leads to its removal if they do not respond within that time frame, what is to stop them 'buying time' by immediately posting the same information with the next credit bureau, which a consumer would have to challenge - another 30 days would pass and then they place it with the third agency, which again the consumer has to challenge. If collection agencies are unable to verify negative information during the first 30 days, what is to stop them verifying it during the second 30 day period when they have reported to the next agency. Isn't this unfair on the consumer? Can the outcome of one investigation with one bureau be passed to the others? If collection agencies have 30 days to verify negative information on a credit report which subsequently leads to its removal if they do not respond within that time frame, what is to stop them ‘buying time’ by immediately posting the same information with the next credit bureau, which a consumer would have to challenge – another 30 days would pass and then they place it with the third agency, which again the consumer has to challenge.

If collection agencies are unable to verify negative information during the first 30 days, what is to stop them verifying it during the second 30 day period when they have reported to the next agency. Isn’t this unfair on the consumer?

Can the outcome of one investigation with one bureau be passed to the others?

]]> By: Skipping Credit Card Payments and Getting Late Marks Removed From Your Credit Report | Ask Mr Credit Card's Blog http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-105391 Skipping Credit Card Payments and Getting Late Marks Removed From Your Credit Report | Ask Mr Credit Card's Blog Fri, 24 Apr 2009 17:18:32 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-105391 [...] How to Dispute An Item On Your Credit Report [...] [...] How to Dispute An Item On Your Credit Report [...]

]]> By: What Happens When A Credit Card Company Closes Your Account? | Ask Mr Credit Card's Blog http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-102825 What Happens When A Credit Card Company Closes Your Account? | Ask Mr Credit Card's Blog Thu, 02 Apr 2009 07:48:46 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-102825 [...] How to Dispute An Item On Your Credit Report [...] [...] How to Dispute An Item On Your Credit Report [...]

]]> By: ALEX http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-101387 ALEX Tue, 17 Mar 2009 04:08:28 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-101387 I have an AMEX acct but for some reason on my Equifax report it shows two open accts. So i disputed the one with the wrong acct#. Well im currently away for buisness but i noticed my credit score drop significantly just on that report and it stayed the same score for 2 months now, help please its almost 100points less than my other scores. I have an AMEX acct but for some reason on my Equifax report it shows two open accts. So i disputed the one with the wrong acct#. Well im currently away for buisness but i noticed my credit score drop significantly just on that report and it stayed the same score for 2 months now, help please its almost 100points less than my other scores.

]]> By: Cleaning Up Your Credit Report | Ask Mr Credit Card's Blog http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-97850 Cleaning Up Your Credit Report | Ask Mr Credit Card's Blog Mon, 09 Feb 2009 16:49:16 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-97850 [...] How to Dispute An Item On Your Credit Report [...] [...] How to Dispute An Item On Your Credit Report [...]

]]> By: karrot http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-89124 karrot Mon, 10 Nov 2008 02:19:21 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-89124 how long does a business have to submit a charge for payment...like can they hold a charge for 5 months how long does a business have to submit a charge for payment…like can they hold a charge for 5 months

]]> By: kd http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-87711 kd Tue, 28 Oct 2008 20:16:30 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-87711 Mr. Credit Card, I have two cards with 1st Premier Bank. One is paid in full, no balance due. The other is delinquent. 1st Premier has suspended usage privelleges on the acccount that is paid in full until the delinquent account is brought up to date. Is that lawful? Thanks. Mr. Credit Card,

I have two cards with 1st Premier Bank. One is paid in full, no balance due. The other is delinquent. 1st Premier has suspended usage privelleges on the acccount that is paid in full until the delinquent account is brought up to date. Is that lawful? Thanks.

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]]> By: Disputing items on your credit report - Consumer affairs, news, government watchdog - The Advocate - Times Union http://www.askmrcreditcard.com/creditcardblog/how-to-dispute-an-item-on-your-credit-report/comment-page-1/#comment-85048 Disputing items on your credit report - Consumer affairs, news, government watchdog - The Advocate - Times Union Sun, 05 Oct 2008 14:40:14 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=720#comment-85048 [...] columns.  Here’s hoping that you never need them, but here are detailed instructions on how to dispute an item on your credit report.  (You ordered your annual free credit report this year, didn’t you?  Of course you did.) [...] [...] columns.  Here’s hoping that you never need them, but here are detailed instructions on how to dispute an item on your credit report.  (You ordered your annual free credit report this year, didn’t you?  Of course you did.) [...]

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