Comments on: How to choose a 0% Balance Transfer Card to Reduce your credit card debt http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/ Latest Credit Card News, Reviews and Information Thu, 20 Nov 2008 08:49:46 +0000 http://wordpress.org/?v=2.6.3 By: James http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-81974 James Mon, 08 Sep 2008 15:41:35 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-81974 Hi, I have just gained a credit card debt of about $3,000 and just need some time to pay it off without all the interest stacking. I wanted to do a balance transfer to a new credit card and just wanted to get all my facts straight before doing so. I have been looking at Citi Mastercard offering 0% APR on balance transfers, but it charges a 3% fee with a minimum of $5 and it doesn't state a maximum. My question is, would this be a good card to get and how do I know what my maximum credit amount would be on this new card? I plan on adding a few more bills onto this card down the line and I just want to make sure that it will provide me with enough credit limit. Please help! Thanks, James Hi,

I have just gained a credit card debt of about $3,000 and just need some time to pay it off without all the interest stacking. I wanted to do a balance transfer to a new credit card and just wanted to get all my facts straight before doing so. I have been looking at Citi Mastercard offering 0% APR on balance transfers, but it charges a 3% fee with a minimum of $5 and it doesn’t state a maximum. My question is, would this be a good card to get and how do I know what my maximum credit amount would be on this new card? I plan on adding a few more bills onto this card down the line and I just want to make sure that it will provide me with enough credit limit. Please help!

Thanks,
James

]]> By: John http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-76118 John Sat, 12 Jul 2008 03:29:25 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-76118 Hey, I got this as my first card by accident. What to do? I have plenty of money, i just wanted to start building credit, but i think i made a mistake. Closing the account will be foolish. Any suggestions? - John Hey,

I got this as my first card by accident. What to do? I have plenty of money, i just wanted to start building credit, but i think i made a mistake. Closing the account will be foolish. Any suggestions?

- John

]]> By: Andrew MacEwen http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-70952 Andrew MacEwen Sun, 18 May 2008 23:05:43 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-70952 To Jessie Smith: Sure, play the race card. Just because someone objects to giving credit cardxs to illegal aliens and making the rest of us pay for it -- and "us" includes African-American and Hispanic citizens -- that must mean they're a Hitlerian fascist who wants to exterminate the non-white races. That's just a way of bullying people into agreeing with you: "We'll brand you a hate-monger if you express a dissenting opinion." Very egalitarian and American of you. To Jessie Smith:

Sure, play the race card. Just because someone objects to giving credit cardxs to illegal aliens and making the rest of us pay for it — and “us” includes African-American and Hispanic citizens — that must mean they’re a Hitlerian fascist who wants to exterminate the non-white races. That’s just a way of bullying people into agreeing with you: “We’ll brand you a hate-monger if you express a dissenting opinion.” Very egalitarian and American of you.

]]> By: To Credit Or Not To Credit « Bourgeois and Broke http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-25806 To Credit Or Not To Credit « Bourgeois and Broke Tue, 10 Jul 2007 19:41:38 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-25806 [...] To Credit Or Not To Credit July 9, 2007 Filed under: One Day At A Time — Ms Broke @ 5:01 pm Many, many established PF bloggers have posted about saving / making money playing the 0% balance transfer game. I’ve been thinking about this quite a bit over this weekend and in some of the really boring meetings I’ve had today. [...] [...] To Credit Or Not To Credit July 9, 2007 Filed under: One Day At A Time — Ms Broke @ 5:01 pm Many, many established PF bloggers have posted about saving / making money playing the 0% balance transfer game. I’ve been thinking about this quite a bit over this weekend and in some of the really boring meetings I’ve had today. [...]

]]> By: No Credit Needed » Blog Archive » Carnival Of Debt Reduction http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-19958 No Credit Needed » Blog Archive » Carnival Of Debt Reduction Tue, 12 Jun 2007 11:34:24 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-19958 [...] How To Choose A Zero Percent Card! [...] [...] How To Choose A Zero Percent Card! [...]

]]> By: nozac http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-9003 nozac Wed, 18 Apr 2007 04:38:21 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-9003 "Your probably one of those greedy people who only notice things when it effects you.. you’d probably let someone starve and die in front of you if they’re not white." Jessie Smith, it sounds like you may be letting your own prejudices show through. “Your probably one of those greedy people who only notice things when it effects you.. you’d probably let someone starve and die in front of you if they’re not white.”

Jessie Smith, it sounds like you may be letting your own prejudices show through.

]]> By: Jessie Smith http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-8820 Jessie Smith Sun, 15 Apr 2007 08:35:37 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-8820 DA Sandifer Says - "I am growing more and more disgusted with BOA. Seems like they truly are trying to recoup the $$ they will lose from giving illegal aliens a credit card from the very people who support their business!" BOA doesn't give credit cards to illegal aliens genius! Geez, when some people have a chance to throw in hate you sure jump on the band wagon. BOA has been charging up fees since they've been increasing their branches at a rapid rate. They are probably trying to catch up on profit. More and more customers are complaining and I like to think that most of them are intelligent to know what's actually going on. DA Sandifer how do you live with such ignorance? Don't you have anywhere else to put your energy. We're all just human and we need to stop letting greedy people take advantage. Your probably one of those greedy people who only notice things when it effects you.. you'd probably let someone starve and die in front of you if they're not white. The Devil is so ugly.. so sad what this world is becoming.....a bunch of money hungry, prejudice, self centered animals like DA sandifer. DA Sandifer Says - “I am growing more and more disgusted with BOA. Seems like they truly are trying to recoup the $$ they will lose from giving illegal aliens a credit card from the very people who support their business!”

BOA doesn’t give credit cards to illegal aliens genius! Geez, when some people have a chance to throw in hate you sure jump on the band wagon. BOA has been charging up fees since they’ve been increasing their branches at a rapid rate. They are probably trying to catch up on profit. More and more customers are complaining and I like to think that most of them are intelligent to know what’s actually going on. DA Sandifer how do you live with such ignorance? Don’t you have anywhere else to put your energy. We’re all just human and we need to stop letting greedy people take advantage. Your probably one of those greedy people who only notice things when it effects you.. you’d probably let someone starve and die in front of you if they’re not white. The Devil is so ugly.. so sad what this world is becoming…..a bunch of money hungry, prejudice, self centered animals like DA sandifer.

]]> By: DA Sandifer http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-8666 DA Sandifer Thu, 12 Apr 2007 14:58:21 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-8666 BEWARE OF BOA World Points credit card transfer!!!! I transferred the balance of the only credit card I use to their 0% APR for 12 months, I was never told of a transfer fee, and imagine the shock when the fee was over $400! THERE IS NO CAP ON THE TRANSFER FEE-even if you are a preferred customer! I am growing more and more disgusted with BOA. Seems like they truly are trying to recoup the $$ they will lose from giving illegal aliens a credit card from the very people who support their business! BEWARE OF BOA World Points credit card transfer!!!! I transferred the balance of the only credit card I use to their 0% APR for 12 months, I was never told of a transfer fee, and imagine the shock when the fee was over $400! THERE IS NO CAP ON THE TRANSFER FEE-even if you are a preferred customer!

I am growing more and more disgusted with BOA. Seems like they truly are trying to recoup the $$ they will lose from giving illegal aliens a credit card from the very people who support their business!

]]> By: Stacy’s Debt Reduction Steps (Ask Mr Credit Card’s Blog) http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-666 Stacy’s Debt Reduction Steps (Ask Mr Credit Card’s Blog) Wed, 07 Feb 2007 20:09:12 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-666 [...] However, she shopped around to get a lower rate on her auto loan. Her mortgage was a little tougher because she already has a low rate. With regards to her credit card debt, I suggested she check out cards that offered 0% teaser APR for at least 12 months. I also went through with her how to choose a balance transfer credit card. Choosing a balance transfer card with no balance transfer fee for the introductory offer, as well as making sure the credit card allowed you to write a balance transfer check was important. Stacy ended up with two cards, the Citi® Home Rebate Platinum Select® MasterCard® and the Bank of America Rewards™ American Express® Card. Both had 0% APR on balance transfers for 12 months, no balance transfer fees and allows you to write a balance transfer check. She chose the Citicard also because you could earn rebates that are automatically used to pay her mortgage principle. [...] [...] However, she shopped around to get a lower rate on her auto loan. Her mortgage was a little tougher because she already has a low rate. With regards to her credit card debt, I suggested she check out cards that offered 0% teaser APR for at least 12 months. I also went through with her how to choose a balance transfer credit card. Choosing a balance transfer card with no balance transfer fee for the introductory offer, as well as making sure the credit card allowed you to write a balance transfer check was important. Stacy ended up with two cards, the Citi® Home Rebate Platinum Select® MasterCard® and the Bank of America Rewards™ American Express® Card. Both had 0% APR on balance transfers for 12 months, no balance transfer fees and allows you to write a balance transfer check. She chose the Citicard also because you could earn rebates that are automatically used to pay her mortgage principle. [...]

]]> By: Post at 81st Carnival of Personal Finance (Ask Mr Credit Card’s Blog) http://www.askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-50 Post at 81st Carnival of Personal Finance (Ask Mr Credit Card’s Blog) Tue, 02 Jan 2007 06:26:31 +0000 http://askmrcreditcard.com/creditcardblog/how-to-choose-a-0-balance-transfer-card-to-reduce-your-credit-card-debt/#comment-50 [...] My post on How to choose a 0% balance transfer credit card to reduce your credit card debt? was featured in this carnival. [...] [...] My post on How to choose a 0% balance transfer credit card to reduce your credit card debt? was featured in this carnival. [...]

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