http://www.askmrcreditcard.com/creditcardblog/fixing-your-credit-after-bankruptcy-new-information/ Latest Credit Card News, Reviews and Information Thu, 08 Jan 2009 12:00:00 +0000 http://wordpress.org/?v=2.7 hourly 1 http://www.askmrcreditcard.com/creditcardblog/fixing-your-credit-after-bankruptcy-new-information/comment-page-1/#comment-89879 Jessica Sun, 16 Nov 2008 20:15:12 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=594#comment-89879 Filed bankruptcy chapter 7 and it has been discharged. I have a credit account that existed before the filing but was not included because it had a zero balance. Since then, I incurred a balance on it that I have not been able to pay it off. Would it be better to call the creditor and make small payments on it or let it go to collection and work out a partial lump sum payment with the collection agency? If I let it go to collection will my credit suffer even more? Filed bankruptcy chapter 7 and it has been discharged. I have a credit account that existed before the filing but was not included because it had a zero balance. Since then, I incurred a balance on it that I have not been able to pay it off. Would it be better to call the creditor and make small payments on it or let it go to collection and work out a partial lump sum payment with the collection agency? If I let it go to collection will my credit suffer even more?

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