By: Kim

Kim — Tue, 10 Nov 2009 15:45:10 +0000

November 10, 2009-In may of 2009 I was issued a cabela’s credit card with a credit limit of $4000, I thought it was great as I used it for all my gas and grocery purchases to accumulate points to use towards purchases in their store for christmas. On Sat Nov 6, I went to use my card at a retail store for a large purchase for my daughters birthday and the card was declined, I thought this was rather odd as I pay my balance in full every month whether it is $1 or $4ooo didn’t matter, so I called the customer service number in a panic thinking someone had obtained my information and used my credit card as I knew I had only charged a few hundred dollars on it. Called again and found out they had lowered my credit amount to $500. and of course lied about the reason so I planned on paying my bill in full as normal when it arrived and not utilizing this credit card anymore. Then this AM I received a phone call from one of their customer service reps stating that I was over my limit and that they were afraid that an overlimit would show up on my credit report. How is this possible that they can do this to people, I was informed by my own search on Sat nov 6 that my limit had been lowered not even in writing by the company and then to receive a phone call from the company stating I was over my limit and will suffer the consequences. As far as I am concerned cabela’s is allowing this to happen and I will no longer patronize their store and I will suggest to anyone I know to do the same, I know they are bigger than me, however I think a little human decency is in order and there is a much better way to inform people of changes rather than the embarassment they have caused myself and who knows how many others. Thanks for listening Gander mountain here I come…..

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By: Kim