Comments on: Do You Budget for Unexpected Expenses? http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/ Latest Credit Card News, Reviews and Information Thu, 08 Jan 2009 12:12:03 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Carnival of Personal Finance No. 91 http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-78146 Carnival of Personal Finance No. 91 Sun, 03 Aug 2008 17:15:48 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-78146 [...] budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same [...] [...] budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same [...]

]]> By: Carnival of Personal Finance No. 91 | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-31922 Carnival of Personal Finance No. 91 | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing Tue, 28 Aug 2007 13:51:46 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-31922 [...] A budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same question. [...] [...] A budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same question. [...]

]]> By: Tim http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-2865 Tim Fri, 16 Mar 2007 17:24:24 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-2865 my contingency fund is my income disruption fund currently at 12months. combination of cd ladders and high yield savings. my emergency fund lines currenlty, which is separate from contingency fund, include: insurance deductibles; major auto repair; major medical/dental; major house repair; emergency travel (to get out of a country); pet fund i'm looking to fund these emergency lines: emergency travel (my folks are getting old, chances are a funeral or health incident force me to go home); child care (planning on having kids in the near future); lawyer retainer emergency fund lines are in combination of cd ladders and high yield savings. What I plan for is to be able to immediately fund one month income disruption along with two major repairs simulataneously. that is why i have a portion of contingency and emergency funds laddered in cd's. i may pursue t-bills, but since i don't pay state or federal taxes at the moment, cd's work fine. my contingency fund is my income disruption fund currently at 12months. combination of cd ladders and high yield savings.

my emergency fund lines currenlty, which is separate from contingency fund, include:

insurance deductibles; major auto repair; major medical/dental; major house repair; emergency travel (to get out of a country); pet fund

i’m looking to fund these emergency lines:
emergency travel (my folks are getting old, chances are a funeral or health incident force me to go home); child care (planning on having kids in the near future); lawyer retainer

emergency fund lines are in combination of cd ladders and high yield savings. What I plan for is to be able to immediately fund one month income disruption along with two major repairs simulataneously. that is why i have a portion of contingency and emergency funds laddered in cd’s. i may pursue t-bills, but since i don’t pay state or federal taxes at the moment, cd’s work fine.

]]> By: My Financial Awareness » Blog Archive » To catch up on some recent Carnivals of Personal Finance and March Madness http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-2684 My Financial Awareness » Blog Archive » To catch up on some recent Carnivals of Personal Finance and March Madness Thu, 15 Mar 2007 19:42:22 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-2684 [...] This week’s edition is at The Sun’s Financial Diary. One of the articles that I liked was Do You Budget for Unexpected Expenses? As I have said before, we need to estimate for repairs and maintenance for the upcoming year or we will always be stressed out playing catch up trying to find the money when things break down. [...] [...] This week’s edition is at The Sun’s Financial Diary. One of the articles that I liked was Do You Budget for Unexpected Expenses? As I have said before, we need to estimate for repairs and maintenance for the upcoming year or we will always be stressed out playing catch up trying to find the money when things break down. [...]

]]> By: karla (threadbndr) http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-2645 karla (threadbndr) Wed, 14 Mar 2007 18:37:31 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-2645 I started out accruing for property tax on the house and car, car tags and insurance - all those nasty once or twice a year bills. As I've gotten more sophisticated, I've added categories for vehicle maintain/replace, vet bills and household repairs/projects. I use a system similar to the 'freedom fund' that is in Mary Hunt's books - a savings account linked to my household checking account in my case that I can move funds between online. I started out accruing for property tax on the house and car, car tags and insurance - all those nasty once or twice a year bills. As I’ve gotten more sophisticated, I’ve added categories for vehicle maintain/replace, vet bills and household repairs/projects.

I use a system similar to the ‘freedom fund’ that is in Mary Hunt’s books - a savings account linked to my household checking account in my case that I can move funds between online.

]]> By: Carnival of Personal Finance No. 91 - The Sun’s Financial Diary - Accumulating wealth is like building The Great Wall, one brick at a time http://www.askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/comment-page-1/#comment-2559 Carnival of Personal Finance No. 91 - The Sun’s Financial Diary - Accumulating wealth is like building The Great Wall, one brick at a time Mon, 12 Mar 2007 14:49:48 +0000 http://askmrcreditcard.com/creditcardblog/do-you-budget-for-unexpected-expenses/#comment-2559 [...] A budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same question. [...] [...] A budget is your plan for what you expect to spend. But do you budget for unexpected expenses? That’s the question asked at Ask Mr. Credit Card. You may as well as yourself the same question. [...]

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