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	<title> &#187; Debt Reduction FAQ</title>
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		<title>Your debt was sold to multiple collection agencies: What will you do now?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/your-debt-was-sold-to-multiple-collection-agencies-what-will-you-do-now/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/your-debt-was-sold-to-multiple-collection-agencies-what-will-you-do-now/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 12:13:53 +0000</pubDate>
		<dc:creator>Christina</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=23852</guid>
		<description><![CDATA[There can be a lot of confusion for debtors once collection agents and collection companies enter the picture. Even more confusion occurs if the debt is sold and resold a number of times to different collection companies. In order to understand what’s going on with your debt, you may want to wrap your head around [...]]]></description>
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		<title>How to Settle Collection Accounts for Less Than The Original Balance</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-settle-collection-accounts-for-less-than-the-original-balance/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/how-to-settle-collection-accounts-for-less-than-the-original-balance/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 12:00:12 +0000</pubDate>
		<dc:creator>Christina</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=23392</guid>
		<description><![CDATA[Do you want to settle a past due account for less than you originally owed? It is possible, but there are specific steps you need to follow to come out on top. One of our readers recently wrote in to us with a similar situation. We&#8217;ll take a look at her question and give some [...]]]></description>
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		<title>How to Stop Bill Collectors from Calling You at Work</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-stop-bill-collectors-from-calling-you-at-work/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/how-to-stop-bill-collectors-from-calling-you-at-work/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 12:00:14 +0000</pubDate>
		<dc:creator>Christina</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=23383</guid>
		<description><![CDATA[There are very few things more embarrassing than having a bill collector call you at work. Besides the humility, it can also cause problems with your employer and jeopardize your employment. Unfortunately, bill collectors rarely care about these things as their concern is only for collecting the amount due and making a profit or commission [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Reduce Debt Fast</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-debt-fast/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/how-to-reduce-debt-fast/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 15:16:28 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=21958</guid>
		<description><![CDATA[Mr. Credit Card, I’ve looked around your site and it looks like you are pretty good at helping people work down their debt. Will you help me? I have about 17,000 worth of credit card and medical debt. I have a job and I am making the payments. It’s slow, but I am not past [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Collections, Debt Negotiation or Bankruptcy?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/collections-debt-negotiation-or-bankruptcy/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/collections-debt-negotiation-or-bankruptcy/#comments</comments>
		<pubDate>Wed, 19 May 2010 17:00:12 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Bankruptcy FAQ]]></category>
		<category><![CDATA[Debt Reduction FAQ]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[debt negotiation]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=14531</guid>
		<description><![CDATA[Hi..I have allot of credit card debt.  I am current on all of them, but it is getting harder to pay them every month.  I have contact a couple of the debt negotiators and they want me to sign up with them and stop paying on my cards for 3-4 months then they will start [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Struggling with business debt</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/struggling-with-business-debt/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/struggling-with-business-debt/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 10:58:25 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=6615</guid>
		<description><![CDATA[What should you do if your business is closed, but you still have a ton of business debt dragging you down? A reader asked this question: In desperation last year to keep a business afloat (and thinking that more money was the answer) I had my mom open some credit cards in the corporate name [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Can Credit Card Companies Go After You If You Leave The Country?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/can-credit-card-companies-go-after-you-if-you-leave-the-country/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/can-credit-card-companies-go-after-you-if-you-leave-the-country/#comments</comments>
		<pubDate>Wed, 10 Jun 2009 11:03:50 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Credit Cards FAQ]]></category>
		<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=6596</guid>
		<description><![CDATA[We just had this email from another reader: I have several credit cards with balances on them here in the US. I am about to be transfered back to the UK for work (I am from the UK, not a US citizen), and so will not be using my US issued CC&#8217;s again. If I [...]]]></description>
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		<slash:comments>14</slash:comments>
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		<title>What If Your Credit Card Interest Rate is 25%?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/what-if-your-credit-card-interest-rate-is-25/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/what-if-your-credit-card-interest-rate-is-25/#comments</comments>
		<pubDate>Thu, 28 May 2009 15:06:03 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=6358</guid>
		<description><![CDATA[This is an email we got recently from a reader. Hello Everyone. I currently have about $4400 in credit card debt. It may not seem much, but all the rates on those are at about 25 plus percent. Im dying here. I usually pay just a little more than the minimum due but am getting [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>My Mom Used My Credit Card And Racked Up $8000 In Debt. What Should I Do?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/my-mom-used-my-credit-card-and-racked-up-8000-in-debt-what-should-i-do/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/my-mom-used-my-credit-card-and-racked-up-8000-in-debt-what-should-i-do/#comments</comments>
		<pubDate>Mon, 04 May 2009 15:23:38 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Credit Card Horror Stories]]></category>
		<category><![CDATA[Credit Cards FAQ]]></category>
		<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=5889</guid>
		<description><![CDATA[Here&#8217;s an email we got recently : Mr. Credit Card I am so confused on what if anything that I can do about my situation. When I first turned 18 I applied for a credit card, and got approved. I did not know about this credit card until one day my mom came crying to [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Is Your Spouse Liable For Your Debt When You Die?</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/is-your-spouse-liable-for-your-debt-when-you-die/</link>
		<comments>http://www.askmrcreditcard.com/creditcardblog/is-your-spouse-liable-for-your-debt-when-you-die/#comments</comments>
		<pubDate>Wed, 04 Mar 2009 07:45:20 +0000</pubDate>
		<dc:creator>Mr Credit Card</dc:creator>
				<category><![CDATA[Debt Reduction FAQ]]></category>

		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=4160</guid>
		<description><![CDATA[What happens to your debt after you die? Is your spouse liable for it? A reader, JWC, had this question about debt-after-death: I owe a substantial amount on credit cards and am trying to pay it down. My wife has no idea that the balance is so high as the cards are in my name [...]]]></description>
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		<slash:comments>1</slash:comments>
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