Comments on: Can I Get An American Express Credit Card After Bankruptcy? http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/ Latest Credit Card News, Reviews and Information Thu, 09 Feb 2012 07:48:57 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Suzi Curran http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-242040 Suzi Curran Tue, 06 Sep 2011 02:08:29 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-242040 I had a card in 1987 and filed bk. I offered to pay them back 10 years later and reapply. Each time they said I could pay them back but they could not guarantee they would issue a new account. My question is why bother? If you pay them even if they have been charged off and they won't reissue a card...then you paid them when you didn't have to and they got their money and you're still out the card. I gave up 25 years later they still will not issue a card and my score was 780. they keep all your info in a database and if you read the card agreement it tells you if you have "ever" had a bad account they will never reissue you a card. I had a card in 1987 and filed bk. I offered to pay them back 10 years later and reapply. Each time they said I could pay them back but they could not guarantee they would issue a new account. My question is why bother? If you pay them even if they have been charged off and they won’t reissue a card…then you paid them when you didn’t have to and they got their money and you’re still out the card. I gave up 25 years later they still will not issue a card and my score was 780. they keep all your info in a database and if you read the card agreement it tells you if you have “ever” had a bad account they will never reissue you a card.

]]> By: angela http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-196133 angela Sun, 27 Mar 2011 23:11:05 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-196133 We filed two cards with them chapter 7, 6 years ago. My mom tried to add me as an authorized user and it appears I'm completely blacklisted. I have a 6 figure income as well as credit score over 700 now. I had perfect credit at the time of filing and no late pays after so my score recovered quickly. I guess I've always wondered if after 10 years I'll be able to pick up an AMEX or am I on a lifetime internal no-no list with them?? We filed two cards with them chapter 7, 6 years ago. My mom tried to add me as an authorized user and it appears I’m completely blacklisted. I have a 6 figure income as well as credit score over 700 now. I had perfect credit at the time of filing and no late pays after so my score recovered quickly. I guess I’ve always wondered if after 10 years I’ll be able to pick up an AMEX or am I on a lifetime internal no-no list with them??

]]> By: Davide http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-195398 Davide Fri, 25 Mar 2011 09:48:03 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-195398 Hi, I had to put my 2 amex under chapter 7 4 years ago (2007) I never wanted to include them but my lawyer said I had to. i spoke several time with their customer service and they told me that if I volunteerely pay them back they would accept another application from me and they would base their decision only on my actual credit report. I have a great lawyer and I removed all negative items from my credit report 2 years after filing bankruptcy. I pay amex the 4000$ i owed them and they re-issued me the card with no problems. I spoke with Mrs. Boke at the time. If she is still working at the Amex approval dept. she might be able to help you. Keep this forum updated. Hope this helps, Davide Hi,

I had to put my 2 amex under chapter 7 4 years ago (2007) I never wanted to include them but my lawyer said I had to.
i spoke several time with their customer service and they told me that if I volunteerely pay them back they would accept another application from me and they would base their decision only on my actual credit report.
I have a great lawyer and I removed all negative items from my credit report 2 years after filing bankruptcy.
I pay amex the 4000$ i owed them and they re-issued me the card with no problems.
I spoke with Mrs. Boke at the time.
If she is still working at the Amex approval dept. she might be able to help you.
Keep this forum updated.

Hope this helps,

Davide

]]> By: Wally http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-193141 Wally Mon, 14 Mar 2011 15:34:41 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-193141 Interesting that a "branded" amex card works.... I wonder if the same is true with branded Visa/Mastercards Anyone know if it is easier to get a branded unsecured card? Interesting that a “branded” amex card works…. I wonder if the same is true with branded Visa/Mastercards Anyone know if it is easier to get a branded unsecured card?

]]> By: Smitty http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-137435 Smitty Fri, 12 Nov 2010 18:22:07 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-137435 I just got approved for a american express delta skylines card. I have a bk on my credit for the past 8 yrs I just got approved for a american express delta skylines card. I have a bk on my credit for the past 8 yrs

]]> By: IhateAmex http://www.askmrcreditcard.com/creditcardblog/can-i-get-an-american-express-credit-card-after-bankruptcy/comment-page-1/#comment-133922 IhateAmex Fri, 01 Oct 2010 07:55:50 +0000 http://www.askmrcreditcard.com/creditcardblog/?p=15140#comment-133922 Correct, they will not give you a card if you filed for bankruptcy in the last 10 years. I just finished 3 hours of calls with them. This is true even with a high six figure annual income, plus 500k in THEIR savings account program. Correct, they will not give you a card if you filed for bankruptcy in the last 10 years. I just finished 3 hours of calls with them. This is true even with a high six figure annual income, plus 500k in THEIR savings account program.

]]>