Comments on: Can Credit Card Companies Go After You If You Leave The Country?

By: Mars

Mars — Mon, 12 Sep 2011 20:30:27 +0000

Freddie and Alex.
I have the same situation. But you need to be educated well, meaning, know the law before you react or overreact. The best way of course is to settle, telling the banks that you can only afford this much of payment every month. They should have no choice but to accept it. It will be good if you hire people who can help you with debt settlement.

Having said that, you may be in situation where you can not really pay whatsoever. So if you go back to Phils, there is no way they can extradite you to Singapore!!!! It only applies to criminal cases, but very specific crimes – like murder, money launderding, etc.

But remember though, just dont go back there especially to work as you will be probably declared bankrupt in singapore. goodluck

By: freddie

freddie — Mon, 23 May 2011 04:44:56 +0000

All your advices are very helpful? But I have a different case that i need to ask for advices, Pls help me? This is my case..I have credit cards debt in singapore approximately 60K singapore dollars, I left singapore last 2009 due to company restructuring ( i was retrenched by the company) . I’m in Philippines right now and until now still unemployed.? What happened if I will go back to Spore to work? And what happen if will arrive in Spore Airport, will the immigration officer will arrest me? I have also other option to work in other country, Is it recorded to other country ?Pls HELP

By: Valerie Conway

Valerie Conway — Thu, 09 Dec 2010 14:45:07 +0000

Hi, I have a similar question. My visa expires Dec 13th and my company isn’t renewing it. Thus, I have no job and no visa. I am leaving the country as required by immigration. However, I have credit card debts and a car finance loan to pay. I can pay off the debts but I have had to borrow money from my family in the UK to pay for all the moving/shipping costs and a tax bill I also received. I have absolutely no savings whatsoever and, once I get back to the UK, no job there either and will have to live with family. What will happen when I tell the car finance company that I will have to surrender the car? I had a bad accident in it last year which is on the carfax so no-one will touch it with a barge-pole and the finance company will get a lot less than it’s worth at auction. It will leave me with approximately $7k that I will owe. As I said I have absolutely no savings whatsover. Will I be followed back to the UK? Will I have a problem coming back to the US just to visit friends? Thanks for help people…

By: lyn

lyn — Thu, 18 Nov 2010 13:00:08 +0000

I have a question as well. I have about $40,000 owing on credit cards here in the US. I have been unemployed and looking for work for the past 2 years, and have been unsuccessful. The last company I worked for didn’t pay me and just disappeared. I am a Canadian Citizen and Legal Alien in the US. I have been struggling to pay off this debt and was managing from savings. However they are depleted and I still have no job. My mother is very ill and my sister has terminal cancer. They need my help so I am going back to Canada to care for them. Can the American Credit Card Companies sue me in another country if I find I cannot pay the debt, especially with the increased interest rate?

By: haitham kanunji

haitham kanunji — Thu, 19 Aug 2010 00:22:04 +0000

dear sir hi and pls if u can help with my situation i lived in saud arabia and suddenly my saudi sponser did not pay us for a year and i was using my gredit cards there and then i could not pay them when i returned to lebanon so what could happen thank you

By: Sloth

Sloth — Mon, 26 Jul 2010 16:33:55 +0000

hi, I have similar problem with john.. im not a us citizen and worked in the us for a couple of years,,, had a credit card debt of about $500… (i know its tiny but it just bothers me) and i left the country coz my visa had expired at that time (about 3 years go)..
but the thing is this,,, my colleague has juz recently opened a business in chicago and ask me to help him out…

the question is,,, what’s gonna happen if i were to apply for the visa,, and if i ever got one,,, will they stop me in the airport’s immigration and put me in jail..?

thanks~~

By: C. R. B.

C. R. B. — Mon, 05 Oct 2009 10:34:15 +0000

Recently Amex has recently cancelled my business line of credit. I continue to pay the monthly bill even though the business has been sold. I receive income from the sold business with which to pay the bill. I am retired and Amex has increased the interest rate so that instead of 300/month interest, it is now 600. I cannot afford to pay this. I have tried to discuss this with them to no avail. Can they pursue me in Mexico? This is not a decision I take lightly, but I don’t have the extra money. I understand that the interest rate was variable, but I can’t afford it. I can continue to pay, but it must be at the old rate and they say NO. I really do believe that credit card companies are creating many of the nonpayment issues by raising the rates arbitrarily.

By: Andrew

Andrew — Thu, 11 Jun 2009 11:51:09 +0000

Although you have the same credit beaureas between the UK and the US (i.e. experian etc), credit does not appear to travel with you. I say this as a British expat living in America. I had a great credit rating in the UK, but had to build one once I got to the US. I have read of many people having frustration with this. Theoretically the same should be true in this chaps situation. However, I would also question his ethics, especially as it effects others who live as expats, and perhaps him if he ever decides he wants to work or perhaps even travel in the US again. I wouldn’t want to get off an airplane in the US if I have evaded a debt, you never know what may follow you. (Orange jumpsuit anybody!)