Comments on: Bought a New Lexus RX 350 - My Adventure and Reasons http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/ Latest Credit Card News, Reviews and Information Fri, 29 Aug 2008 20:43:44 +0000 http://wordpress.org/?v=2.5.1 By: Must We And Should We Spend More When We Earn More? (Ask Mr Credit Card’s Blog) http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-68315 Must We And Should We Spend More When We Earn More? (Ask Mr Credit Card’s Blog) Thu, 01 May 2008 05:28:31 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-68315 [...] But then the question becomes why do we always increase our discretionary spending when our income goes up or if things feel better? Why do we not think about always being frugal? Mrs Credit Card and myself are always wrestling on this issue. For example, one of my goals is to pay off my mortgage as fast as I can. But I would also like to fund my retirement much earlier. While I have started putting extra money aside a month to pay off principal on my house, I have also recently just bought a new Lexus. I have noticed that we each out more often when our income goes up. I think part of the problem is that deep down inside, we always have a dream as to our ideal lifestyle. So a couple of nights ago, I sat down and took down some notes as to how I want my lifestyle to be if I had all the money I wanted. [...] [...] But then the question becomes why do we always increase our discretionary spending when our income goes up or if things feel better? Why do we not think about always being frugal? Mrs Credit Card and myself are always wrestling on this issue. For example, one of my goals is to pay off my mortgage as fast as I can. But I would also like to fund my retirement much earlier. While I have started putting extra money aside a month to pay off principal on my house, I have also recently just bought a new Lexus. I have noticed that we each out more often when our income goes up. I think part of the problem is that deep down inside, we always have a dream as to our ideal lifestyle. So a couple of nights ago, I sat down and took down some notes as to how I want my lifestyle to be if I had all the money I wanted. [...]

]]> By: » MoneyBlogNetwork on Emergency Funds and Latest Carnival of Personal Finance on Consumerism Commentary: A Personal Finance Blog http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64428 » MoneyBlogNetwork on Emergency Funds and Latest Carnival of Personal Finance on Consumerism Commentary: A Personal Finance Blog Mon, 14 Apr 2008 23:22:56 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64428 [...] Also, Gather Little By Little, a blog focusing on personal finance with a Christian flavor, hosted the latest edition of the Carnival of Personal Finance this morning. In addition to the editor’s top picks, make sure you get a chance to read Presidential Candidates Have Bad Credit, Couples With Different Levels of Income, and Bought a New Lexus RX 350: My Adventure and Reasons. My recent article on considering a yearly budget rather than monthly was also included. Share this article using social networking: These icons link to social bookmarking sites where readers can share and discover new web pages. [...] [...] Also, Gather Little By Little, a blog focusing on personal finance with a Christian flavor, hosted the latest edition of the Carnival of Personal Finance this morning. In addition to the editor’s top picks, make sure you get a chance to read Presidential Candidates Have Bad Credit, Couples With Different Levels of Income, and Bought a New Lexus RX 350: My Adventure and Reasons. My recent article on considering a yearly budget rather than monthly was also included. Share this article using social networking: These icons link to social bookmarking sites where readers can share and discover new web pages. [...]

]]> By: Mr Credit Card http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64408 Mr Credit Card Mon, 14 Apr 2008 21:08:35 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64408 Peter just ask the dealer - (more like the cashier). I'm sure they will most definitely allow you to charge on your credit card. Peter

just ask the dealer - (more like the cashier). I’m sure they will most definitely allow you to charge on your credit card.

]]> By: Peter http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64383 Peter Mon, 14 Apr 2008 20:02:43 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64383 I will look into the convenience checks, but don't this this card has ever offered fee-free checks. Also, not sure if I will get the reward points (which is the whole point of putting it on a credit card). I will look into the convenience checks, but don’t this this card has ever offered fee-free checks. Also, not sure if I will get the reward points (which is the whole point of putting it on a credit card).

]]> By: 148th Edition of the Carnival of Personal Finance! http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64342 148th Edition of the Carnival of Personal Finance! Mon, 14 Apr 2008 17:13:17 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64342 [...] Ask Mr Credit Card presents Bought a New Lexus RX 350 - My Adventure and Reasons - Mr. Credit Card buys a new Lexus and shares his reasons why and takes us through the negociation process. [...] [...] Ask Mr Credit Card presents Bought a New Lexus RX 350 - My Adventure and Reasons - Mr. Credit Card buys a new Lexus and shares his reasons why and takes us through the negociation process. [...]

]]> By: Llama Money http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64335 Llama Money Mon, 14 Apr 2008 16:50:13 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-64335 Peter: Simply use ( request them if you have to ) the "convenience checks" that credit card companies are so fond of sending out. If, that is, the CC company will waive the fee for using them. Can't hurt to ask, if the dealer has an issue with the CC downpayment. Peter: Simply use ( request them if you have to ) the “convenience checks” that credit card companies are so fond of sending out. If, that is, the CC company will waive the fee for using them. Can’t hurt to ask, if the dealer has an issue with the CC downpayment.

]]> By: Peter http://www.askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-63626 Peter Sun, 13 Apr 2008 14:03:54 +0000 http://askmrcreditcard.com/creditcardblog/bought-a-new-lexus-rx-350-my-adventure-and-reasons/#comment-63626 You mentioned that you used a credit card to buy a car. I am buying a car later this month and was planning to use a reward card for the downpayment of about $10-15,000. This is after I have negotiated a rock-bottom price. I've been wondering if the dealer will balk at that, since it will probably cost them around $300 is fees (assuming 3%). Did you have any problems? You mentioned that you used a credit card to buy a car. I am buying a car later this month and was planning to use a reward card for the downpayment of about $10-15,000. This is after I have negotiated a rock-bottom price. I’ve been wondering if the dealer will balk at that, since it will probably cost them around $300 is fees (assuming 3%). Did you have any problems?

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