Comments on: Chapter 7 Bankruptcy Explained

By: desves

desves — Thu, 05 Aug 2010 19:41:30 +0000

we filed a chapter 7 in nov 2008 we surrenderd a rental property at a 341 meeting. we were told by our lawyer that since we surrenderd the property we could not go into the prop. and it was not ours anymore it was the banks now in april of 2009 we were sent a letter telling us we were responsible for the upkeep of the home. and the city was fining us 1000.00 We have a hearing on this case next month
The prop. was sold sept. 2009 by the bank we just did what our lawyer told us, the city is telling us that it didn’t matter it was when the bank took it over. and the bank told us they didn’t take it over until aug. 2009 we are in WV any info would be appreciated

By: Lois Greene

Lois Greene — Tue, 29 Dec 2009 00:31:42 +0000

By paying property taxes with a credit card over a year before filing a chapter 7, can the credit card debt be discharged? Can you site the Federal Bankruptcy tax code for this?

By: Alisia Cross

Alisia Cross — Mon, 13 Jul 2009 21:14:41 +0000

Oh also could my mom’s car that I drive be taken away and any savings or money markets that she set up in my name that I don’t necessarily know about be taken.

Thanks,

Alisia

By: Alisia Cross

Alisia Cross — Mon, 13 Jul 2009 21:13:44 +0000

Hi I was wondering what can be considered an expensive wardrobe like would Dior or Dolce and Gabbana shoes be considered expensive even if you got them sort of cheap and if considering filing Chapter 7 do you have to be up to date on your unsecured/credit card bills.

Thanks,

Alisia

By: leroy harrell

leroy harrell — Thu, 14 May 2009 14:47:34 +0000

Should I include my recently opened pre-paid mastercard as a part of my bankruptcy filing? I only keep enough money in the card to make small amounts of online purchases.

By: Phillip

Phillip — Sat, 07 Feb 2009 18:20:59 +0000

My exwife keeps taking me back to court. I am representing myself because I do not have any money. She wants me to pay her attorney fees for the last time that we had to go to court. If the court should find that I have to pay these fees, is this something that my wife and I could include in our bankruptcy if we decide to file?

By: David

David — Sat, 20 Dec 2008 08:51:07 +0000

I have both personal credit card debt, and business credit card debt. The business credit cards have both my name on them and then name of the business which was setup as a corporation. Can I still file Chapter 7 and include the business credit card debt in my filing with the hope that it will also be disharged by the court along with my personal credit card debt? If not, I simply have no money for anyone to get anything from me anyway, so will those business credit card creditors simply give up? The only thing I have is a home, but the part that is exempt, ($50k in California), only leaves about $40k of equity which would be gobbled up by realtor and broker fees. So would a creditor even bother to force the sale of my home? …or the trustee for that matter?