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	<title>Comments on: 5 Credit Card Practices To Adopt In 2009</title>
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		<title>By: Festival of Frugality - The Dough Roller</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/5-credit-card-practices-to-adopt-in-2009/comment-page-1/#comment-94915</link>
		<dc:creator>Festival of Frugality - The Dough Roller</dc:creator>
		<pubDate>Tue, 13 Jan 2009 23:04:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2756#comment-94915</guid>
		<description>[...] presents 5 Credit Card Practices To Adopt In 2009 posted at Ask Mr Credit Card&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 5 Credit Card Practices To Adopt In 2009 posted at Ask Mr Credit Card&#8217;s [...]</p>
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		<title>By: Tom</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/5-credit-card-practices-to-adopt-in-2009/comment-page-1/#comment-94000</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Fri, 02 Jan 2009 21:31:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2756#comment-94000</guid>
		<description>I love my cashback card - each year, I get a nice cheque based on all the purchases I made.
I just have to make sure I pay off the card each month!</description>
		<content:encoded><![CDATA[<p>I love my cashback card &#8211; each year, I get a nice cheque based on all the purchases I made.<br />
I just have to make sure I pay off the card each month!</p>
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		<title>By: San Francisco Financial Planners</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/5-credit-card-practices-to-adopt-in-2009/comment-page-1/#comment-93853</link>
		<dc:creator>San Francisco Financial Planners</dc:creator>
		<pubDate>Wed, 31 Dec 2008 18:15:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2756#comment-93853</guid>
		<description>great advice all around.  pay off that credit card debt!  let your lenders help you -  Make it a regular practice to call your credit cards to ask for a lower rate.  I have one client who owes over $20,000 on a Visa that was at 18%.  He spoke with a &#039;rate specialist&#039;, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%!  His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.</description>
		<content:encoded><![CDATA[<p>great advice all around.  pay off that credit card debt!  let your lenders help you &#8211;  Make it a regular practice to call your credit cards to ask for a lower rate.  I have one client who owes over $20,000 on a Visa that was at 18%.  He spoke with a &#8216;rate specialist&#8217;, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%!  His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.</p>
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