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	<title>Comments on: 2% Cash Back From Scwab and -2.7% Cash From Amex</title>
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		<title>By: Best Reads and Finding Mortgage Backed Securities Humor from Dilbert :: Steadfast Finances</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/2-cash-back-from-scwab-and-27-cash-from-amex/comment-page-1/#comment-92437</link>
		<dc:creator>Best Reads and Finding Mortgage Backed Securities Humor from Dilbert :: Steadfast Finances</dc:creator>
		<pubDate>Mon, 15 Dec 2008 02:43:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2318#comment-92437</guid>
		<description>[...] Mr. Credit Card:  2% Cash Back From Scwab and -2.7% Cash From Amex.  Anytime you can get free money from using a credit card, I&#8217;m all for it (assuming you [...]</description>
		<content:encoded><![CDATA[<p>[...] Mr. Credit Card:  2% Cash Back From Scwab and -2.7% Cash From Amex.  Anytime you can get free money from using a credit card, I&#8217;m all for it (assuming you [...]</p>
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		<title>By: Jen</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/2-cash-back-from-scwab-and-27-cash-from-amex/comment-page-1/#comment-91986</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Tue, 09 Dec 2008 22:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2318#comment-91986</guid>
		<description>Hi, Schwab Bank is indeed FDIC insured.  Your review is misleading in that regard.  Schwab&#039;s brokerage, like all other brokerages, is not FDIC insured and investment accounts may lose value, but deposits to the Bank are insured.</description>
		<content:encoded><![CDATA[<p>Hi, Schwab Bank is indeed FDIC insured.  Your review is misleading in that regard.  Schwab&#8217;s brokerage, like all other brokerages, is not FDIC insured and investment accounts may lose value, but deposits to the Bank are insured.</p>
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		<title>By: Matt @ SF</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/2-cash-back-from-scwab-and-27-cash-from-amex/comment-page-1/#comment-91654</link>
		<dc:creator>Matt @ SF</dc:creator>
		<pubDate>Fri, 05 Dec 2008 22:20:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2318#comment-91654</guid>
		<description>Excellent review on the Schwab CC.  I might have to look into this one.</description>
		<content:encoded><![CDATA[<p>Excellent review on the Schwab CC.  I might have to look into this one.</p>
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		<title>By: Ken</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/2-cash-back-from-scwab-and-27-cash-from-amex/comment-page-1/#comment-91638</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Fri, 05 Dec 2008 17:13:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2318#comment-91638</guid>
		<description>An added benefit to Schwab is the ATM/Debit card offered with their checking account. It reimburses ALL ATM fees, worldwide. With the new credit card it seems an unbeatable travel combo.

As for the new AMEX forex fees, yea, it&#039;s a rip. The one benefit I see to using AMEX overseas is that you can sign up for a car-rental CDW insurance program that costs about $20 for an entire rental period (not per day; great for that 2-3 week trip) and then AMEX becomes PRIMARY insurance (not secondary to your personal auto insurance). All other credit cards I&#039;m aware of provide secondary CDW coverage.</description>
		<content:encoded><![CDATA[<p>An added benefit to Schwab is the ATM/Debit card offered with their checking account. It reimburses ALL ATM fees, worldwide. With the new credit card it seems an unbeatable travel combo.</p>
<p>As for the new AMEX forex fees, yea, it&#8217;s a rip. The one benefit I see to using AMEX overseas is that you can sign up for a car-rental CDW insurance program that costs about $20 for an entire rental period (not per day; great for that 2-3 week trip) and then AMEX becomes PRIMARY insurance (not secondary to your personal auto insurance). All other credit cards I&#8217;m aware of provide secondary CDW coverage.</p>
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		<title>By: Fishmommy</title>
		<link>http://www.askmrcreditcard.com/creditcardblog/2-cash-back-from-scwab-and-27-cash-from-amex/comment-page-1/#comment-91605</link>
		<dc:creator>Fishmommy</dc:creator>
		<pubDate>Fri, 05 Dec 2008 05:28:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.askmrcreditcard.com/creditcardblog/?p=2318#comment-91605</guid>
		<description>Hi, Schwab is a SIPC member. Its brokerage products are not FDIC insured, which makes sense like all other brokerage firms. 
However, Schwab bank is FDIC insured. You can find the member logo from schwabbank.com. And Schwab credit card is released by Schwab bank, a FDIC member. (http://www.schwab.com/public/schwab/banking_lending/credit_card)</description>
		<content:encoded><![CDATA[<p>Hi, Schwab is a SIPC member. Its brokerage products are not FDIC insured, which makes sense like all other brokerage firms.<br />
However, Schwab bank is FDIC insured. You can find the member logo from schwabbank.com. And Schwab credit card is released by Schwab bank, a FDIC member. (<a href="http://www.schwab.com/public/schwab/banking_lending/credit_card)" rel="nofollow">http://www.schwab.com/public/schwab/banking_lending/credit_card)</a></p>
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