Citi® Platinum Select® Card for College Students

The Citi® Platinum Select® Card for College Students was last reviewed on 30th July 2008

Summary - The Citi� Platinum Select� Card for College Students is a very good starter student credit card from Citibank. This card has no annual fee, and comes with the usual top notch services from Citibank. Cardholders will also get periodic discounts from various brand name merchants. Find out more about this card.

Fees - There is no annual fee. The APR is at prime rate plus 7.99%. You get a 0% APR on balance transfers for 6 months. The average daily balance method (including new purchases) is used to calculate your monthly balances.

Discounts from Favorite Stores - Cardholders will receive periodic discounts and offers from brand name stores.

Card Services and Benefits - As with most other Citicards, this card comes with the following benefits.

• Citi Identity Theft Solutions
• Citi Photocard option
• The Lost Wallet Service
• Free Online Account Management
• Personal information protected by Citibanks' Privacy Policy
• $0 liability on unauthorized charges


Requirements - To get this card, you need to be a student and above 18 years of age. However, there are no minimum income or cosigner requirements.

Verdict - We recommend the Citi� Platinum Select� Card for College Students to the college student who is looking for a basic credit card from a big reputable bank. This card provides great services and benefits and also offers discounts from merchants which students will find very useful.

Positives

• No annual fee
• 0% APR on balance transfers for 6 months