Citi ThankYou® Premier Rewards Card - Review of Benefits

Citi ThankYou® Premier Rewards Card - Review of Benefits

Picture of Item Reviewed
Editor's Rating: 4.5/5.0
Update: We are no longer application from our site. Please check Citi's site if you want to apply for this card. A very unique card in the market in which you can earn points from your spending, and also from the miles you fly. One of the rare cards that offer a free annual companion ticket and 15% discount off airfares. Right now, there is a limited promotion whereby you can earn double points for 24 months.
Intro Purchase APR Regular APR Annual Fee Issuer Credit Needed
N.A. 13.99% to 22.99%*(variable) $95 - First Year Waived Citi Excellent

The Citi ThankYou® Premier Rewards Card is a replacement for Citi PremierPass Card and the features are very much identical with it's predecesors and it also came with some feature enhancements. It is quite a truly unique card in the market and no one has offered anything remotely close to it. So let's run down their key features:

  • Double Points For 2 Years - Right now, Citicard is having a promotion with whereby new card members can earn double points for every dollar that is spent on the card for 2 years. After that, the regular earning formula kicks in. You will then earn 1.2 points for every dollar that you spend on gas stations, supermarkets, drugstores, commuter transportation and parking merchants. For other regular spending, you will earn the standard one point per dollar.

  • Earn Points for the miles you fly - The real unique feature of this card is that aside from earning points from regular spending, you will earn points from the miles that you fly as well when you use the card to book airline tickets. The calculation for the number of miles flown is taken from OAG Worldwide.

  • Anniversary Bonus - Another interesting perk of this card is that every year, members get an anniversary bonus based on the number of years they have had the card. The chart below shows the percentage of bonus points you will get. I have no doubt that this feature was built to instill loyalty to the card (since you know you get more bonus points if you spend more and kept the card year after year).

  • Get An Annual Companion Ticket - One of the interesting features of this card is that you can get a companion ticket for free if you book a ticket with Citi's partner Spirit Incentives. I'll go into more details here.

  • 15% Discount off Airline Ticket Prices - If you book your airline ticket through Spirit Incentives, you will also get 15% discount.

  • Earn Extra Points from Shopping Mall - Another way card members can earn more points from this card is to actually shop online at Citi's merchant partners. In fact, these partners are the ones in their Citi Bonus Cash Center program (for their cash back cards). Since, they have the most number of merchants among all other credit card shopping portals, you should be able to find merchants you can shop with to earn extra points. Furthermore, unlike other similar portals, Citi has offline and catalog partners as well.

Next: Free Annual Companion Ticket »