| Chase Free Cash RewardsSM Visa® Card |
| Signing Bonus |
1,000 bonus points |
| Rebate Formula |
Earn 1 point for every dollar spent on purchases
Redeem $25 once you have accumulated 2,500 points (either cash check or gift certificate).
Rebate percentage is 1% |
| Caps on Points |
Earn up to 60,000 points in one calendar year. |
| Travel and Insurance Benefits |
Auto rental insurance
Travel and Emergency Assistance |
| Other Benefits |
Online Account Access
Zero liability on unauthorized purchases
Warranty Manager |
| Cost/Fees/Interest rates |
| Introductory rate |
0% for 3 to 6 billing cycles (balance transfer
and purchases) |
| Annual Fee |
No annual fee |
| Purchase APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Balance Transfer APR |
Prime Rate plus 5.99%, 9.99% or 14.99% |
| Cash Advance APR |
Prime Rate plus 15.99% (min is 19.99%) |
| Penalty/Default Rate APR |
Prime Rate plus 23.99% |
| Min Finance Charge |
$1.00 |
| Grace Period |
20 days |
| Balance Calculation Method |
Average Daily Balance (including new purchases) |
| Balance Transfer Fee |
3% of transaction (min is $5.00, max is $75.00) |
| Cash Advance fee |
3% min $10.00 |
| International Transaction Fee |
3% of US Dollar Amount |
| Over-the-credit-limit fee |
$35.00 |
| Late Payment fee |
$15.00 - up to but not including $100.00
$29.00 - $100.00 up to, but not including, $250.00
$39.00 - $250 and above |
