Chase Subaru Credit Card Review | MasterCard Version

Review of Chase Subaru Platinum MasterCard®

chase subaru Reward Formula - The Chase Subaru Platinum MasterCard® pays three Subaru Bucks for every dollar you spend on your card for ANY purchase. (ie 3% rebate payout). You will get $100 worth of reward coupon once you have accumulated 100 SubaruBucks. You can earn up to 500 SubaruBucks in one calendar year. That means you will earn rebates for spending up to $16,667. The reward coupons are redeemable for parts, service, or the purchase or lease of a brand new Subaru vehicle at any authorized Subaru dealership located in the continental United States, including Alaska.

Annual Fee and APR - The Chase Subaru Platinum MasterCard® has no annual fee. The apr prime rate plus 5.99%, 9.99% or 14.99%. You get an introductory 0% apr on purchases, balance transfer and balance transfer checks for six months from the date of account opening. You have to pay a balance transfer fee during the introductory period. This card uses the average daily balance method (including new purchases) to calculate your monthly balance.

Summary - We recommend the Subaru� Platinum MasterCard� to the Subaru or potential Subaru owner as he or she will be able to use rebate coupons for Subaru parts and services and also buy or lease a new Subaru vehicle.

Positives


  • Earn 3% rebate on ALL purchases
  • No annual fee


Chase Subaru Platinum MasterCard®
Reward Benefits
Rebate Percentages Earn 3% Subarubucks rewards on all Subaru purchases
Caps on Points Up to 500 Subarubucks a year
Travel and Insurance Benefits
Auto Rental Insurance
Other Benefits
Purchase protection plan
24 hour customer service
Online account access
Chase Bill Management Center
Credit Line increases
Cost/Fees/Interest rates
Introductory rate 0% introductory APR on balance transfers for first 6 months
Annual Fee No annual fee
Purchase APR Prime Rate plus 5.99% for Elite Pricing
Prime Rate plus 9.99% for Premium Pricing
Prime Rate plus 14.99% for Standard Pricing
Balance Transfer APR Prime Rate plus 5.99% for Elite Pricing
Prime Rate plus 9.99% for Premium Pricing
Prime Rate plus 14.99% for Standard Pricing
Cash Advance APR Prime Rate plus 15.99%
min is 19.99% for Elite and Premium Pricing
min is 23.99% for Standard Pricing
Penalty/Default Rate APR Prime Rate plus 23.99%
Min Finance Charge $1.00
Grace Period 20 days
Balance Calculation Method Average daily balance (including new purchases)
Balance Transfer Fee 3%, max $75.00
Cash Advance fee 3% min $10.00
Foreign Currency Conversion fee 3%
Over-the-credit-limit fee $35.00
Late Payment fee $15.00 - up to $250
$39.00 - greater than $250